Tool 166 · Open Banking & APIs · Cat-05
CFPB §1033 7 Data Categories Zero PII
v1.0

CFPB §1033 Data Rights Scoper

Map which of the seven CFPB §1033 covered data categories apply to your institution. Select your tier, products, and data-sharing status to receive a full scope matrix with access rules, data format requirements, retention limits, and data minimization constraints for each category.

Scope & reliance — 🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · runs offline · CC BY 4.0.
⚠ Based on the CFPB §1033 final rule as published November 18, 2024 (89 FR 90838). Legal status, verified 2026-09-02: that rule is not in force. The U.S. District Court for the Eastern District of Kentucky (Forcht Bank, N.A. v. CFPB, No. 5:24-cv-00304-DCR) preliminarily enjoined its enforcement on October 29, 2025, the April 1, 2026 compliance date passed with the rule enjoined, and the Bureau's reconsideration docket (90 FR 40986, Aug. 22, 2025) remains open, with a revised proposal under OIRA review as of August 2026. Tier and category assignments below follow the enjoined 2024 rule. Verify with qualified legal counsel.
Institution & Data Sharing Profile
Covered Data Scope Matrix
# Data Category Scope Status Access Rules Format / Standard Data Minimization
Scope Analysis Memo