Determine your institution's tier under the CFPB Personal Financial Data Rights rule (12 CFR Part 1033). Enter total assets and institution type to receive your Tier 1–5 or TPPP classification, exact compliance deadline, full obligations checklist, and a Policy Mandate for audit purposes.
Scope & reliance —🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only. Embedded rates, thresholds, and regulatory citations are static reference values that may age — verify against current primary sources and your own data before relying on any output for commercial, legal, or compliance decisions. Deterministic logic · no inference · zero PII · runs offline · CC BY 4.0.
⚠ Tier schedule of the CFPB §1033 final rule as published November 18, 2024 (89 FR 90838). Legal status, verified 2026-09-02: that rule is not in force. On October 29, 2025 the U.S. District Court for the Eastern District of Kentucky (Forcht Bank, N.A. v. CFPB, No. 5:24-cv-00304-DCR) preliminarily enjoined the CFPB from enforcing or implementing the rule, and the April 1, 2026 compliance date passed with the rule enjoined. The Bureau's reconsideration docket (90 FR 40986, Aug. 22, 2025) remains open, and a revised proposal was under OIRA review as of August 2026. Dates and thresholds below are the enjoined 2024 schedule and may be superseded by that rulemaking. Consult qualified legal counsel before relying on this output for compliance planning.
Institution Inputs
$ Billions
Depositories: total consolidated assets (§1033.121(a)(1)). Non-depositories: total receipts, CY2023 or CY2024, SBA definition (§1033.121(a)(2)). In USD billions (e.g. 25.5 = $25.5 billion)
Hold Ctrl/Cmd to select multiple. Covered accounts include deposit, transaction, credit card, and digital wallet products.
State law may impose additional open banking requirements above CFPB §1033 minimums (e.g. California CPRA §1798.100).