Tool 91 · Open Banking & APIs · Cat-05
CFPB §1033 Open Banking Zero PII
Last Reviewed · 2026-05-15

CFPB §1033 Institution Classifier

Determine your institution's tier under the CFPB Personal Financial Data Rights rule (12 CFR Part 1033). Enter total assets and institution type to receive your Tier 1–4 or TPPP classification, exact compliance deadline, full obligations checklist, and a Policy Mandate for audit purposes.

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
⚠ This tool reflects the CFPB §1033 final rule as published October 22, 2024 (89 FR 88638). Compliance dates are subject to regulatory and judicial developments. Consult qualified legal counsel before relying on this output for compliance planning.
Institution Inputs
$ Billions
Enter total consolidated assets in USD billions (e.g. 25.5 = $25.5 billion)
Hold Ctrl/Cmd to select multiple. Covered accounts include deposit, transaction, credit card, and digital wallet products.
State law may impose additional open banking requirements above CFPB §1033 minimums (e.g. California CPRA §1798.100).
Compliance Obligations
§1033 Phased Compliance Calendar
Regulatory Citations
Source References