T118 · Cat-12 · AML/KYC & Financial Crime · Transaction Monitoring

Cross-Border Wire Red Flag Analyzer

Score cross-border payment instructions against a multi-factor red flag matrix. Input originator jurisdiction, beneficiary jurisdiction, amount, correspondent chain length, payment purpose. Scores against FATF high-risk jurisdiction list, OFAC sanctioned country risk, nested correspondent exposure, unusual purpose codes, shell-company destination indicators. Outputs Red/Amber/Green severity score, factor breakdown, wire review memo. Covers FATF Rec. 16 and FinCEN wire transfer rules. Client-side. Zero PII.

FATFSanctionsCross-BorderExport
Last Reviewed · 2026-05-19
FATF Recommendation 16FinCEN Wire Transfer Rule 31 CFR 1010.410OFAC Sanctions ProgramsEU Wire Transfer Regulation (EU) 2015/847FCA Guidance on Cross-Border Payments
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About this tool

Score cross-border payment instructions against a multi-factor red flag matrix. Input originator jurisdiction, beneficiary jurisdiction, amount, correspondent chain length, payment purpose. Scores against FATF high-risk jurisdiction list, OFAC sanctioned country risk, nested correspondent exposure, unusual purpose codes, shell-company destination indicators. Outputs Red/Amber/Green severity score, factor breakdown, wire review memo. Covers FATF Rec. 16 and FinCEN wire transfer rules. Client-side. Zero PII.

Regulatory Coverage
FATF Recommendation 16
FinCEN Wire Transfer Rule 31 CFR 1010.410
OFAC Sanctions Programs
EU Wire Transfer Regulation (EU) 2015/847
FCA Guidance on Cross-Border Payments
Analysis Results
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