22 browser-based tools covering the full financial crime lifecycle — from customer risk scoring and PEP/sanctions screening through transaction monitoring rule design, SAR drafting, VASP Travel Rule compliance, and agentic audit export. Built for BSA officers, MLROs, compliance engineers, and RegTech teams operating under FATF, FinCEN, FCA, 6AMLD, and MiCA frameworks. All client-side. Zero PII.
Five phases cover the full financial crime programme — from customer onboarding through governance and export.
Follow the 7-step workflow below to navigate by use case, or scroll to any tool group directly. All tools run in your browser — no account, no data transmission.
Score customer risk, validate identity documents, classify PEP exposure, and set CDD/EDD thresholds before account opening.
Apply OFAC, UN, EU, and HMT watchlist logic, compute fuzzy-match confidence, and generate disposition records.
Design, backtest, and tune rule-based and ML-assisted transaction monitoring models. Calibrate thresholds and reduce false-positive rates.
Apply Travel Rule originator/beneficiary logic, assess VASP risk tiers, and map blockchain transaction patterns to FATF typologies.
Draft SAR narratives, compute CTR thresholds, score UBO complexity, and map regulatory obligations across FATF, FinCEN, FCA, and 6AMLD.
Generate board-ready AML programme summaries, conduct control gap assessments, and produce audit-ready policy documentation.
Run red-team simulations, train staff with scenario generators, and export full programme packages in AP2 JSON format for downstream agentic consumption.
Multi-factor customer risk scoring engine. Applies FATF typology weights to geography, product, channel, and entity-type inputs. Outputs a normalised risk score with CDD/EDD tier recommendation.
Maps customer due diligence and enhanced due diligence requirements to risk tiers. Generates jurisdiction-specific checklist with document requirements and refresh schedules under FATF R.10, FinCEN, and 6AMLD.
Open ToolValidates synthetic identity document metadata against jurisdiction-specific format rules. Flags format anomalies, expiry mismatches, and issuer inconsistencies that may indicate document fraud.
Open ToolClassifies politically exposed person exposure (domestic, foreign, international organisation) and adverse media risk categories. Maps to FATF Recommendation 12 and Wolfsberg PEP guidance. Uses synthetic data only.
Open ToolComputes fuzzy-match confidence scores against OFAC SDN, UN Consolidated, EU Consolidated, and HMT watchlist logic patterns. Generates disposition record with match rationale and recommended action.
Open ToolGenerates structured Suspicious Activity Report narratives following FinCEN SAR narrative guidance. Covers the 5 Ws, typology codes, and disposition recommendations. Compatible with UK STR format under POCA 2002.
Design, document, and backtest transaction monitoring rules. Define velocity, amount, geography, and counterparty conditions. Outputs rule specification in structured format with recommended tuning parameters.
Open ToolMaps transaction patterns to FATF money laundering and terrorist financing typologies from the 40 Recommendations and FATF Guidance on Virtual Assets. Generates red flag indicator checklist per typology.
Open ToolComputes Currency Transaction Report filing thresholds (US $10,000 and equivalent international limits), detects structuring patterns (smurfing), and generates filing obligation assessment with audit trail.
Open ToolApplies FATF Recommendation 16 Travel Rule logic for virtual asset transfers. Determines originator/beneficiary information requirements, validates IVMS 101 data completeness, and assesses SUNRISE issue risk.
Open ToolScores VASP counterparty risk across governance, jurisdiction, licensing, and product dimensions. Maps to MiCA, GENIUS Act, MAS PS Act, and FATF Virtual Assets Guidance. Generates tier rating with remediation guidance.
Open ToolMaps on-chain transaction patterns (mixing, chain-hopping, peel-chain, darknet exposure) to FATF typologies. Generates risk annotation for synthetic transaction sets without requiring live chain data.
Open ToolMaps entity type, jurisdiction, and product scope to specific AML regulatory obligations across FATF 40 Recommendations, FinCEN/BSA, FCA MLR 2017, EU 6AMLD, MAS Notice 626, AUSTRAC, SAMA, and CBUAE frameworks.
Open ToolCalculates ultimate beneficial ownership complexity score for legal entity structures. Applies EU 6AMLD 25% threshold logic, FATF R.24/R.25 transparency requirements, and generates UBO registry disclosure checklist.
Open ToolStructures AML programme responses aligned to Wolfsberg Group Correspondent Banking Due Diligence Questionnaire (CBDDQ) and Wolfsberg Trade Finance Principles. Generates structured self-assessment output.
Open ToolGenerates board-ready AML programme audit summary covering the five pillars (policies, procedures, controls, training, independent testing). Maps findings to FinCEN, FCA, and FATF effectiveness assessment criteria.
Generates structured AML policy document components including scope, risk appetite statement, roles and responsibilities, escalation matrix, and record retention schedule. Outputs aligned to FATF R.1 risk-based approach.
Open ToolConducts structured control gap assessment against FATF Immediate Outcomes 3–8 effectiveness criteria and FinCEN examination procedures. Identifies control weaknesses and generates remediation priority matrix.
Open ToolGenerates synthetic AML typology scenarios for training and red-team exercises. Produces complete case files with customer profile, transaction narrative, red flags, and model regulatory disposition.
Open ToolBuilds structured AML training module outlines for role-specific audiences (frontline, operations, senior management, board). Maps training content to FinCEN, FCA, and FATF R.18 training programme requirements.
Open ToolPackages complete AML programme outputs from T116–T135 into a validated AP2 JSON export for agentic pipeline consumption. Includes schema validation, manifest generation, and markdown summary.
Open ToolSimulates adversarial AML evasion techniques (structuring, layering, shell company networks) to stress-test monitoring rule coverage. Generates gap analysis with recommended detection rule enhancements.
Open ToolLast reviewed: May 2026 · 22 tools · Cat-14 · AML/KYC
Programme design, SAR/CTR oversight, independent testing, FinCEN exam preparation. Start with T116 → T131 → T132.
FCA/6AMLD compliance, SAR filing, PEP/sanctions oversight, DMLRO delegation. Focus on T119 → T120 → T121 → T128.
TM rule design, VASP Travel Rule implementation, AP2 pipeline integration. Use T122 → T125 → T136.
Digital asset compliance, FATF VA guidance, MiCA/GENIUS Act mapping. Focus on T125 → T126 → T127 → T128.
Control gap assessment, programme effectiveness evaluation, board reporting. Use T131 → T133 → T136.
Day-to-day screening, CDD/EDD checks, UBO mapping, training delivery. Start with T117 → T118 → T119 → T129.
Tools in this hub are mapped to obligations under the following frameworks. Verify current applicability with qualified legal counsel.
BSA, FinCEN SAR/CTR rules, AML programme requirements, beneficial ownership (CDD Rule), PATRIOT Act §314(a)/(b).
Sixth AML Directive, UBO registry requirements, expanded predicate offences, correspondent banking restrictions, MiCA VASP obligations.
MLR 2017, POCA 2002, FCA SYSC 6.3, SAR filing to NCA, PEP guidance, post-Brexit alignment status.
40 Recommendations, 11 Immediate Outcomes, Virtual Assets Guidance (INR.15), FATF Methodology for assessing technical compliance.
AML/CTF Act 2006, Part A/B programme requirements, AUSTRAC reporting obligations, digital currency exchange registration.
MAS Notice 626 (CDD/KYC), Notice 824 (digital payment tokens), PS Act licensing, MAS ACRA UBO integration requirements.
CBUAE AML/CFT Standards, FSRA ADGM framework, Financial Intelligence Unit (goAML) reporting, DNFBP obligations, VASP licensing.
FATF R.16, IVMS 101 data standard, SUNRISE issue mitigation, TRUST, TRP, and Sygna Bridge protocol compatibility assessment.
Open T116 AML Customer Risk Scorer and input your entity type, geography, product mix, and channel distribution using synthetic data. The output risk tier drives CDD/EDD requirements across T117–T119.
Use T120 for sanctions screening logic, then move to T122 TM Rule Builder to design and document your monitoring rule set with backtest parameters.
Run T128 Regulatory Obligation Mapper to generate your jurisdiction-specific obligation matrix. Use the output to prioritise gaps in T133 Control Gap Assessor.
Use T131 AML Audit Generator to synthesise findings, then export the complete programme package via T136 AP2 Export for board reporting or agentic pipeline consumption.
All 22 tools expose structured AP2 JSON outputs compatible with the AINumbers MCP manifest. Use the tool IDs below with any MCP-capable agent.
| Tool ID | MCP Name | Input Schema | Output |
|---|---|---|---|
| T116 | aml_customer_risk_scorer | entity_type, geography, products[], channels[] | risk_score, cdd_tier, fatf_factors[] |
| T117 | cdd_edd_mapper | risk_tier, jurisdiction, entity_type | requirements[], refresh_schedule, docs_required[] |
| T118 | id_document_validator | doc_type, issuer, metadata{} | anomalies[], risk_flags[], disposition |
| T119 | pep_screener | entity_name, jurisdiction, role_type | pep_class, fatf_r12_mapping, adverse_categories[] |
| T120 | sanctions_screener | entity_name, aliases[], entity_type | match_score, list_hits[], disposition, rationale |
| T121 | sar_drafter | subject{}, transactions[], typology_code | sar_narrative, str_uk_format, typology_codes[] |
| T122 | tm_rule_builder | rule_conditions[], thresholds{}, lookback_days | rule_spec{}, tuning_params{}, backtest_config |
| T123 | fatf_typology_mapper | transaction_patterns[], asset_type | typology_matches[], red_flags[], fatf_refs[] |
| T124 | ctr_structuring_detector | transactions[], currency, jurisdiction | ctr_obligation, structuring_flags[], audit_trail |
| T125 | travel_rule_engine | originator{}, beneficiary{}, amount, asset | ivms_completeness, sunrise_risk, filing_required |
| T126 | vasp_risk_assessor | vasp_name, jurisdiction, license_type, products[] | risk_tier, mica_mapping, remediation[] |
| T127 | chain_analytics_pattern | tx_patterns[], asset, chain | typology_annotations[], fatf_mapping, risk_score |
| T128 | aml_reg_mapper | entity_type, jurisdictions[], products[] | obligation_matrix{}, gap_priority[], refs[] |
| T129 | ubo_calculator | entity_structure{}, jurisdictions[] | ubo_complexity_score, threshold_breaches[], checklist |
| T130 | wolfsberg_mapper | programme_responses{} | cbddq_alignment{}, gaps[], self_assessment |
| T131 | aml_audit_generator | programme_inputs{}, risk_scores{} | audit_summary{}, pillar_ratings[], findings[] |
| T132 | aml_policy_drafter | entity_type, jurisdiction, risk_appetite | policy_components{}, scope, roles_matrix{} |
| T133 | aml_control_gap | controls_inventory{}, fatf_io_scope[] | gap_matrix{}, remediation_priority[], io_ratings[] |
| T134 | aml_scenario_gen | typology, geography, entity_type, complexity | case_file{}, red_flags[], model_disposition |
| T135 | aml_training_builder | audience_role, jurisdiction, programme_type | module_outline{}, content_map{}, reg_mapping[] |
| T136 | aml_ap2_export | tool_outputs{T116..T135} | ap2_json{}, manifest{}, markdown_summary |
| T137 | aml_red_team_sim | evasion_techniques[], rule_set{} | gap_analysis{}, detection_coverage, enhancements[] |