OpenChainGraph Suite · ART-181 · Insurance, Actuarial & Prudential

SII↔IFRS 17 Reconciliation Bridger

Reconcile Solvency II technical provisions (best estimate liabilities + risk margin) against IFRS 17 insurance contract liabilities (fulfilment cash flows + risk adjustment + CSM). Computes bridge delta, 10% tolerance flag, BEL/FCF delta, and RA vs risk-margin EIOPA benchmark ratio. Mid node of the solvency-ii-reconciliation-and-capital chain. Zero network.

SII ↔ IFRS 17 Reconciliation EIOPA Benchmark Zero PII W3C VC §13.11 v0.5.0
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Scope
Mid node of solvency-ii-reconciliation-and-capital chain (art-180→181→182). Solvency II technical provisions = BEL + risk margin (cost-of-capital rate on non-hedgeable risk). IFRS 17 insurance contract liabilities = FCF + RA + CSM. Structural differences arise from: different discount curves (SII RFR + UFR vs IFRS 17 locked-in); CSM has no SII equivalent; BEL includes all cashflows while FCF is entity-specific. EIOPA benchmark: life RA typically 33–44% lower than SII risk margin (RA/RM ratio 56–67%).
Presets
Solvency II Technical Provisions
Best estimate liabilities — SII discounted at RFR+UFR.
Risk margin — cost-of-capital on non-hedgeable risk.
IFRS 17 Insurance Contract Liabilities
Fulfilment cash flows — IFRS 17 locked-in discount rate.
Risk adjustment for non-financial risk.
Contractual service margin — no SII equivalent.
Reconciliation Results







  

    
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Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

  
Run the AINumbers MCP tool `reconcile_sii_ifrs17`. Task: Reconcile SII technical provisions (BEL+RM) vs IFRS 17 insurance contract liabilities (FCF+RA+CSM).
Call it with arguments: {"policy_parameters":{"provisions":{"sii_best_estimate":10000,"sii_risk_margin":1000,"ifrs17_fcf":9800,"ifrs17_ra":700,"ifrs17_csm":300}}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-181-sii-ifrs17-reconciliation-bridger.html#p=v1.H4sIAAAAAAAA_wF0AIv_eyJwcm92aXNpb25zIjp7InNpaV9iZXN0X2VzdGltYXRlIjoxMDAwMCwic2lpX3Jpc2tfbWFyZ2luIjoxMDAwLCJpZnJzMTdfZmNmIjo5ODAwLCJpZnJzMTdfcmEiOjcwMCwiaWZyczE3X2NzbSI6MzAwfX2u68kZdAAAAA