Tool 133 · Cat-10 · Personal Finance

Asset Allocation Heatmapper

Enter up to 10 asset classes with weights and volatility assumptions. See pairwise correlations, weighted portfolio volatility, Sharpe ratio, and diversification score rendered as an interactive heatmap. Zero API. Zero PII.

Zero PII · Client-side

Last Reviewed · 2026-05-12

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

Educational Use Only This tool provides a self-assessment / educational framework for internal planning purposes only. It is not a regulatory audit, legal advice, or a substitute for a formal compliance review by a qualified advisor. Verify all interpretations against the official source text and applicable RTS/ITS/guidance published by the relevant authority.

Quick Presets

Module 1 · Portfolio Assets

Asset Class	Weight (%)	Exp. Return (%)	Volatility σ (%)

Portfolio Volatility

—

Weighted σ (ann.)

Expected Return

—

Weighted avg

Sharpe Ratio

—

RFR = 4.5%

Diversification Score

—

/100 — higher = less correlated

Allocation Bar

Correlation Heatmap

Blue tones = negative correlation (diversifying). Red tones = positive (concentrating). Diagonal = 1.0.

⚠ Correlations are long-run historical averages (pre-2022). Stock-bond correlation turned positive in 2022 rate-rise environment. Treat these as approximate guides, not real-time data.