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About this tool
Rail data reflects published specifications and BIS CPMI monitoring reports. Cost ranges are indicative per-transaction estimates; actual fees vary by institution, volume tier, and commercial arrangement.
G20/FSB cross-border payment targets (2027): cost <1%, speed <1hr for 75% of payments. Status per rail shown in the finality column.
- BIS CPMI — Fast payments: enhancing the speed and availability of retail payments (2016/2024)
- G20/FSB Cross-border Payments Roadmap — Stage 3 progress report (2024)
- SWIFT — gpi tracker data 2023/2024
- Federal Reserve — FedNow service specifications (2024)
- Banco Central do Brasil — PIX statistics Q4 2024
Rail Comparison Matrix
| Rail | Availability | Speed | Cost (indicative) | Finality | G20 Target | Score |
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