Cat-14 · T167 · Embedded Finance & BaaS Infrastructure

Marketplace Payout Flow Designer

Design end-to-end marketplace payout architecture: split payment logic, escrow timing, reserve waterfall, refund priority, seller risk tiers, and rail selection. Outputs payout architecture SVG diagram, seller tier matrix, Policy Mandate JSON payout manifest, and Markdown architecture memo. Distinct from T151 (escrow mechanics only) — covers full payout system design.

Payout Architecture Marketplace Policy Mandate Export Zero PII Client-Side

Last Reviewed · 2026-05-12

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Marketplace Configuration

Marketplace Type

Monthly GMV (USD)

Average Order Value (USD)

Payout Rail

Escrow Hold Period (days)

Days between buyer payment and seller payout release

Reserve Requirement (% of GMV)

Rolling reserve held for chargebacks & refunds

Refund Window (days)

Platform Take Rate (%)

Number of Seller Risk Tiers

Split Payment Enabled

Instant Payout Option

Configure marketplace parameters and click Design Payout Architecture