{
  "tool_id": "art-449-solvency2-scr-module-aggregator",
  "kernel_id": "art-449-solvency2-scr-module-aggregator",
  "display_name": "Solvency II SCR Standard-Formula Module Aggregator",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Aggregates the five Solvency II standard-formula risk-module capital charges (market, counterparty default, life underwriting, health underwriting, non-life underwriting) into Basic SCR via the Delegated Regulation (EU) 2015/35 Annex IV correlation matrix, then adds the operational risk charge and subtracts the loss-absorbing adjustment (deferred tax/technical provisions) to produce total SCR. Delta over calculate_solvency2_scr_ratio (art-180), which takes `scr` as a given input and does not derive it from sub-module charges; feeds art-180's scr input. Not the US NAIC RBC action-level ladder (a different jurisdiction and regime, see compute_rbc_action_level). Solvency II Dir. 2009/138/EC + Del. Reg. (EU) 2015/35 Annex IV. NaN-safe. Zero network, zero PII.",
  "control_description": "Aggregates the five Solvency II standard-formula risk-module capital charges (market, counterparty default, life underwriting, health underwriting, non-life underwriting) into Basic SCR via the Delegated Regulation (EU) 2015/35 Annex IV correlation matrix, then adds the operational risk charge and subtracts the loss-absorbing adjustment (deferred tax/technical provisions) to produce total SCR. Delta over calculate_solvency2_scr_ratio (art-180), which takes `scr` as a given input and does not derive it from sub-module charges; feeds art-180's scr input. Not the US NAIC RBC action-level ladder (a different jurisdiction and regime, see compute_rbc_action_level). Solvency II Dir. 2009/138/EC + Del. Reg. (EU) 2015/35 Annex IV. NaN-safe. Zero network, zero PII.",
  "declared_inputs": [],
  "declared_outputs": [
    "art-180-solvency2-scr-ratio-calculator"
  ],
  "kernel_digest": "sha256:484b5640fddbb90b1bdecd2a7f4e9023d17cef27245c21ed1f726cbf1f30e0a4",
  "trust_label": "independently verified -- zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-23",
  "last_validated": "2026-07-23",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 32,
  "source_url": "https://ainumbers.co/chaingraph/art-449-solvency2-scr-module-aggregator.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}