{
  "tool_id": "art-431-fdic-assessment-rate-calculator",
  "kernel_id": "art-431-fdic-assessment-rate-calculator",
  "display_name": "FDIC Deposit-Insurance Assessment Rate Calculator",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "FDIC deposit-insurance assessment rate calculator (12 CFR 327): looks up the base assessment rate for a supplied composite CAMELS + financial-ratio score against a caller-supplied rate schedule, then applies the unsecured-debt and brokered-deposit adjustments and floors/caps the result to a caller-supplied statutory range. The rate schedule is caller-supplied policy input, not hardcoded, so a future FDIC rate-schedule update (including a pending assessments rulemaking) is a policy_parameters change, not a kernel change. Does not compute the composite CAMELS score itself.",
  "control_description": "FDIC deposit-insurance assessment rate calculator (12 CFR 327): looks up the base assessment rate for a supplied composite CAMELS + financial-ratio score against a caller-supplied rate schedule, then applies the unsecured-debt and brokered-deposit adjustments and floors/caps the result to a caller-supplied statutory range. The rate schedule is caller-supplied policy input, not hardcoded, so a future FDIC rate-schedule update (including a pending assessments rulemaking) is a policy_parameters change, not a kernel change. Does not compute the composite CAMELS score itself.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:b1df1b03484fa6c52ac635f0e59f3d0c3f8d2fade923f4ad223a7d39202d1e26",
  "trust_label": "independently verified -- zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-23",
  "last_validated": "2026-07-23",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 71,
  "source_url": "https://ainumbers.co/chaingraph/art-431-fdic-assessment-rate-calculator.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}