{
  "tool_id": "art-282-social-security-claiming-optimizer",
  "kernel_id": "art-282-social-security-claiming-optimizer",
  "display_name": "Social Security Claiming-Age Optimizer",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Models Social Security claiming-age tradeoffs from a claimant's own PIA/FRA statement figures: early-claim reduction and delayed-retirement-credit factors, earnings-test withholding below FRA, lifetime present value at 62/FRA/70/chosen age, and the 62-vs-70 undiscounted break-even age. Root node of the retirement-decumulation-decisions chain. No SSA API, no PII stored. NaN-safe. Zero network.",
  "control_description": "Models Social Security claiming-age tradeoffs from a claimant's own PIA/FRA statement figures: early-claim reduction and delayed-retirement-credit factors, earnings-test withholding below FRA, lifetime present value at 62/FRA/70/chosen age, and the 62-vs-70 undiscounted break-even age. Root node of the retirement-decumulation-decisions chain. No SSA API, no PII stored. NaN-safe. Zero network.",
  "declared_inputs": [],
  "declared_outputs": [
    "art-283-pension-lump-sum-vs-annuity-decision-engine"
  ],
  "kernel_digest": "sha256:83b81f55de1dfe9bda0dc897482ce07935b420bc7f4b93f30ffd3e01d7ae7a35",
  "trust_label": "deferred -- deterministic source published, zkVM proof not yet generated",
  "data_vintage": "2026-07-10",
  "last_validated": "2026-07-10",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 50,
  "source_url": "https://ainumbers.co/chaingraph/art-282-social-security-claiming-optimizer.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}