{
  "tool_id": "art-268-compute-cdd-ownership-25pct",
  "kernel_id": "art-268-compute-cdd-ownership-25pct",
  "display_name": "FinCEN CDD 25% Beneficial Ownership Attribution",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Recursive indirect natural-person beneficial ownership computation via ownership-tier multiplication. 25% threshold per FinCEN CDD Rule 31 CFR 1010.230 bank KYB customer due diligence. Returns is_beneficial_owner (bool), total_indirect_pct, and per-natural-person breakdown. Exactly 25% IS a beneficial owner (>=25 threshold). NOT the CTA/BOI domestic reporting rule (31 USC 5336) removed by FinCEN IFR 2025-03-21. For OFAC 50%-Rule sanctions aggregation see art-91-ownership-50pct-aggregator. Synthetic entity IDs only. Zero PII by construction.",
  "control_description": "Recursive indirect natural-person beneficial ownership computation via ownership-tier multiplication. 25% threshold per FinCEN CDD Rule 31 CFR 1010.230 bank KYB customer due diligence. Returns is_beneficial_owner (bool), total_indirect_pct, and per-natural-person breakdown. Exactly 25% IS a beneficial owner (>=25 threshold). NOT the CTA/BOI domestic reporting rule (31 USC 5336) removed by FinCEN IFR 2025-03-21. For OFAC 50%-Rule sanctions aggregation see art-91-ownership-50pct-aggregator. Synthetic entity IDs only. Zero PII by construction.",
  "declared_inputs": [],
  "declared_outputs": [
    "art-269-validate-w8-series-structural"
  ],
  "kernel_digest": "sha256:0dc3051e04237f9ec574f8ef5ff8b7c1eefcbd0e415204906089b327c6a90378",
  "trust_label": "independently verified -- zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-10",
  "last_validated": "2026-07-10",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 45,
  "source_url": "https://ainumbers.co/chaingraph/art-268-compute-cdd-ownership-25pct.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}