{
  "tool_id": "art-256-validate-openids-homeowners-record",
  "kernel_id": "art-256-validate-openids-homeowners-record",
  "display_name": "openIDS Homeowners Record Validator",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Validates homeowners insurance data records against the openIDS Homeowners Data Standard v1.0 (AAIS / Linux Foundation, November 2025) -- the first free open (Apache-2.0) insurance data standard. Checks required sections (policy, insured_location, coverage, premium), required fields per section, policy type (HO-1..HO-8, DP-1..DP-3), date ordering, payment plan, construction type, coverage limit positivity, and PII field detection. NOT an ACORD validator -- ACORD XML/AL3 is membership-licensed and is not referenced or reproduced here. ZERO PII: structural/field validation only.",
  "control_description": "Validates homeowners insurance data records against the openIDS Homeowners Data Standard v1.0 (AAIS / Linux Foundation, November 2025) -- the first free open (Apache-2.0) insurance data standard. Checks required sections (policy, insured_location, coverage, premium), required fields per section, policy type (HO-1..HO-8, DP-1..DP-3), date ordering, payment plan, construction type, coverage limit positivity, and PII field detection. NOT an ACORD validator -- ACORD XML/AL3 is membership-licensed and is not referenced or reproduced here. ZERO PII: structural/field validation only.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:1b6e89be4bc17a5622e6bd5153cc9520c91514b8c0ddd89759d30ffae9bd3c5e",
  "trust_label": "independently verified -- zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-10",
  "last_validated": "2026-07-10",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 43,
  "source_url": "https://ainumbers.co/chaingraph/art-256-validate-openids-homeowners-record.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}