{
  "tool_id": "art-238-classify-annex3-decisioning-obligations",
  "kernel_id": "art-238-classify-annex3-decisioning-obligations",
  "display_name": "EU AI Act Annex III FS Decisioning Obligations Classifier",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "EXTENDS run_ai_act_highrisk_fit (art-64). Resolves financial-services-specific Art 12, 26, and 27 compliance obligations for Annex III 5(b) creditworthiness and 5(c) life/health insurance pricing AI systems. Caller supplies is_high_risk from art-64. When is_high_risk=false returns scope_verdict=OUT_OF_SCOPE (no obligations apply). When high-risk, maps obligations: Art 12(2) decision logging, Art 26(6) FRIA and human oversight (deployer duty), Art 27(1) EU AI Act public database registration. Enforcement: 2 December 2027, per the Digital Omnibus amendments (Parliament final approval, 16 June 2026); original date was 2026-08-02. Disambiguates from run_ai_act_highrisk_fit (art-64): that node classifies whether a system is high-risk; this node classifies WHICH FS-specific obligations apply once high-risk is confirmed.",
  "control_description": "EXTENDS run_ai_act_highrisk_fit (art-64). Resolves financial-services-specific Art 12, 26, and 27 compliance obligations for Annex III 5(b) creditworthiness and 5(c) life/health insurance pricing AI systems. Caller supplies is_high_risk from art-64. When is_high_risk=false returns scope_verdict=OUT_OF_SCOPE (no obligations apply). When high-risk, maps obligations: Art 12(2) decision logging, Art 26(6) FRIA and human oversight (deployer duty), Art 27(1) EU AI Act public database registration. Enforcement: 2 December 2027, per the Digital Omnibus amendments (Parliament final approval, 16 June 2026); original date was 2026-08-02. Disambiguates from run_ai_act_highrisk_fit (art-64): that node classifies whether a system is high-risk; this node classifies WHICH FS-specific obligations apply once high-risk is confirmed.",
  "declared_inputs": [
    "art-64-ai-act-highrisk-fit-diagnostic"
  ],
  "declared_outputs": [],
  "kernel_digest": "sha256:0b45d429f6c43e46f0917a4fdb5c651ce821e6ee33ad8dd67223d6bdfb394431",
  "trust_label": "independently verified -- zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-10",
  "last_validated": "2026-07-10",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 40,
  "source_url": "https://ainumbers.co/chaingraph/art-238-classify-annex3-decisioning-obligations.html",
  "generated_at": "2026-07-25T20:02:55.601Z"
}