---
type: DecisionTool
title: "EU AI Act High-Risk Fit & Classification Diagnostic"
description: "12-question A-F diagnostic that screens in-force obligations first (Art 5 prohibited practices, Art 4 AI literacy, GPAI) then classifies financial AI system high-risk status (Annex III: credit scoring, insurance pricing, financial-standing) and grades Article 9-15 readiness plus the provider/deployer split. Routes to the right ai-governance chain with a do-now vs prepare-ahead checklist and applicable date (2 Dec 2027 per Digital Omnibus, verify)."
resource: https://ainumbers.co/chaingraph/art-64-ai-act-highrisk-fit-diagnostic.html
tags: ["agent_guardrail_mandate", "wave-15", "mcp:run_ai_act_highrisk_fit"]
timestamp: 2026-07-14
---

# EU AI Act High-Risk Fit & Classification Diagnostic

> Exports a decision via MCP `run_ai_act_highrisk_fit` — mandate type `agent_guardrail_mandate`.

## Inputs

Typed `inputSchema` — see [tool page](https://ainumbers.co/chaingraph/art-64-ai-act-highrisk-fit-diagnostic.html).

## Outputs

A hash-anchored OpenChainGraph artifact (decision, not context).

## Chains

**Consumes:** _none (root node)_

**Feeds:** [AI Act Conformity Pack Builder](./art-65-ai-conformity-pack-builder.md), [FRIA & Post-Market Monitoring Plan Builder](./art-66-fria-postmarket-monitoring-builder.md), [Agentic AI Risk & GPAI Governance Classifier](./art-67-agentic-ai-risk-classifier.md), [EU AI Act Credit-Scoring Conformity Pack](./art-05-eu-ai-act-credit-scoring-conformity.md), `452-fair-lending-ai-bias-assessment` _(not live)_, [Agent-Action Audit-Trail Aggregator](./cry-05-agent-action-audit-trail-aggregator.md)