---
type: DecisionTool
title: "Tempo Payments Business Case"
description: "CFO-level cost-and-savings model for migrating a payment flow (payroll / remittance / merchant settlement) from card/SWIFT/ACH/SEPA to Tempo. Outputs annual savings in USD and bps, break-even months, finality improvement (days → 600ms), and a CFO memo. ISO 20022 pacs.008-subset artifact; instructed_amount, debtor, creditor, remittance_information."
resource: https://ainumbers.co/chaingraph/art-35-tempo-payments-business-case.html
tags: ["treasury_mandate", "wave-9", "mcp:model_tempo_payment_economics"]
timestamp: 2026-07-14
---

# Tempo Payments Business Case

> Exports a decision via MCP `model_tempo_payment_economics` — mandate type `treasury_mandate`.

**Context:** Tempo sub-cent fees + 600ms finality vs incumbent rails. W-A co-lead.

## Inputs

Typed `inputSchema` — see [tool page](https://ainumbers.co/chaingraph/art-35-tempo-payments-business-case.html).

## Outputs

A hash-anchored OpenChainGraph artifact (decision, not context).

## Chains

**Consumes:** [Tempo Fit Diagnostic](./art-34-tempo-fit-diagnostic.md)

**Feeds:** [Tempo Stablecoin Issuance Compliance](./art-37-tempo-stablecoin-issuance.md), [Tempo MPP Agent Mandate](./art-36-tempo-mpp-agent-mandate.md)