{
  "tool_id": "art-306-agent-insurability-evidence-scorer",
  "note": "golden_hash empty until first `node golden-parity.test.mjs --update`.",
  "vectors": [
    {
      "name": "aiuc-profile",
      "description": "AIUC rubric weighting.",
      "policy_parameters": {
        "underwriter_profile": "aiuc",
        "execution_claims": [
          {
            "execution_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
            "human_oversight": true
          },
          {
            "execution_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
            "human_oversight": false
          }
        ],
        "receipts": [
          {
            "receipt_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa"
          },
          {
            "receipt_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb"
          }
        ]
      },
      "output_payload": {
        "underwriter_profile": "aiuc",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 1,
          "replayability": 1,
          "oversight_density": 0.5,
          "dispute_history": 0.5
        },
        "composite": 0.7999999999999999,
        "incident_history_provided": false,
        "reputation_self_asserted": false,
        "insufficient_evidence": false
      },
      "golden_hash": "2af39c5e5f907f7e8d9ccc8462318c6836785276d51f98230583d7710872da7f"
    },
    {
      "name": "aisure-profile",
      "description": "Munich Re aiSure rubric weighting.",
      "policy_parameters": {
        "underwriter_profile": "aisure",
        "execution_claims": [
          {
            "execution_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
            "human_oversight": true
          },
          {
            "execution_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
            "human_oversight": false
          }
        ],
        "receipts": [
          {
            "receipt_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa"
          },
          {
            "receipt_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb"
          }
        ]
      },
      "output_payload": {
        "underwriter_profile": "aisure",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 1,
          "replayability": 1,
          "oversight_density": 0.5,
          "dispute_history": 0.5
        },
        "composite": 0.75,
        "incident_history_provided": false,
        "reputation_self_asserted": false,
        "insufficient_evidence": false
      },
      "golden_hash": "4b408fe366058b9e998742745e12bf133aeaa33329478f62d2e65af25b4a2437"
    },
    {
      "name": "armilla-profile",
      "description": "Armilla rubric weighting.",
      "policy_parameters": {
        "underwriter_profile": "armilla",
        "execution_claims": [
          {
            "execution_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
            "human_oversight": true
          },
          {
            "execution_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
            "human_oversight": false
          }
        ],
        "receipts": [
          {
            "receipt_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa"
          },
          {
            "receipt_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb"
          }
        ]
      },
      "output_payload": {
        "underwriter_profile": "armilla",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 1,
          "replayability": 1,
          "oversight_density": 0.5,
          "dispute_history": 0.5
        },
        "composite": 0.7000000000000001,
        "incident_history_provided": false,
        "reputation_self_asserted": false,
        "insufficient_evidence": false
      },
      "golden_hash": "1de2b803c8a85054f2be1040247bfd992900a03818a0ab43702dfd5149e368c7"
    },
    {
      "name": "generic-profile-with-incident-history",
      "description": "Generic union rubric with a closed-incident history record.",
      "policy_parameters": {
        "underwriter_profile": "aiuc",
        "execution_claims": [
          {
            "execution_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
            "human_oversight": true
          },
          {
            "execution_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
            "human_oversight": false
          }
        ],
        "receipts": [
          {
            "receipt_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa"
          },
          {
            "receipt_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb"
          }
        ],
        "incident_history": [
          {
            "incident_id": "inc-1",
            "occurred_at": "2026-01-01",
            "detected_at": "2026-01-01",
            "severity": "low",
            "system_ref": "agent-1",
            "closure": {
              "closed_at": "2026-01-05",
              "named_human": "jane.doe",
              "escalation_ref": "esc-1"
            }
          }
        ]
      },
      "output_payload": {
        "underwriter_profile": "aiuc",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 1,
          "replayability": 1,
          "oversight_density": 0.5,
          "dispute_history": 1
        },
        "composite": 0.875,
        "incident_history_provided": true,
        "reputation_self_asserted": false,
        "insufficient_evidence": false
      },
      "golden_hash": "7c57300e7c4217b4b78229e31863b2bff8e1348bbdca614e3c30e29e12abeb28"
    },
    {
      "name": "self-asserted-reputation-zero-weighted",
      "description": "Self-asserted reputation is recorded but zero-weighted in composite.",
      "policy_parameters": {
        "underwriter_profile": "generic",
        "execution_claims": [
          {
            "execution_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa",
            "human_oversight": true
          },
          {
            "execution_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb",
            "human_oversight": false
          }
        ],
        "receipts": [
          {
            "receipt_hash": "sha256:aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa"
          },
          {
            "receipt_hash": "sha256:bbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbbb"
          }
        ],
        "reputation": {
          "score": 0.9,
          "provenance": "self-asserted"
        }
      },
      "output_payload": {
        "underwriter_profile": "generic",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 1,
          "replayability": 1,
          "oversight_density": 0.5,
          "dispute_history": 0.5
        },
        "composite": 0.75,
        "incident_history_provided": false,
        "reputation_self_asserted": true,
        "insufficient_evidence": false
      },
      "golden_hash": "959eceaa5f59cd09372febf480c648f19a92a7711e248c2c1c09979f2ec9ec51"
    },
    {
      "name": "empty-insufficient",
      "description": "No claims, no receipts; finite-gate.",
      "policy_parameters": {
        "underwriter_profile": "armilla",
        "execution_claims": [],
        "receipts": []
      },
      "output_payload": {
        "underwriter_profile": "armilla",
        "rubric_version": "rubric-2026-q1",
        "dims": {
          "determinism": 0,
          "replayability": 0,
          "oversight_density": 0,
          "dispute_history": 0
        },
        "composite": 0,
        "incident_history_provided": false,
        "reputation_self_asserted": false,
        "insufficient_evidence": true
      },
      "golden_hash": "c8b89ce40d669ab925834431e0bd831f3873d6dfed71e1c5a5320b3eaa059127"
    }
  ]
}