{ "tool_id": "art-236-build-ai-decision-log-record", "note": "EU AI Act Art 12(2) decision log record builder. Known constants: retention >= 6 months; subject_ref is STRUCTURAL (synthetic/opaque IDs only, never real personal data). Hash chain: sha256_prev_record is a 64-hex SHA-256 of the prior record or empty for first record.", "vectors": [ { "name": "complete_credit_record_first_in_chain", "description": "Creditworthiness AI decision (CREDIT_APPROVED, confidence 0.92). All Art 12(2) required fields present. First record in chain (sha256_prev_record empty). Subject ref is synthetic opaque case ID.", "policy_parameters": { "model_id": "credit-ai-v2", "model_version": "2.1.0", "input_digest": "abc123def456abc123def456abc123def456abc123def456abc123def456abcd", "output_digest": "def456abc123def456abc123def456abc123def456abc123def456abc123def4", "decision_label": "CREDIT_APPROVED", "confidence": 0.92, "override_flag": false, "subject_ref": "CASE-0042", "retention_months": 12, "operator_id": "bank-xyz" }, "output_payload": { "record_status": "COMPLETE", "model_id": "credit-ai-v2", "model_version": "2.1.0", "input_digest": "abc123def456abc123def456abc123def456abc123def456abc123def456abcd", "output_digest": "def456abc123def456abc123def456abc123def456abc123def456abc123def4", "decision_label": "CREDIT_APPROVED", "confidence": 0.92, "override_flag": false, "override_by": null, "subject_ref": "CASE-0042", "system_context": "", "sha256_prev_record": "", "chain_position": "first", "missing_art12_fields": [], "art12_fields_present": true, "art12_completeness_score": 100, "retention_months": 12, "operator_id": "bank-xyz", "ha_evidence_bundle": null, "anchor_surface": "anchor.ainumbers.co/mcp", "anchor_tools": { "single": "anchor_hash", "batch": "anchor_batch", "note": "Use anchor_hash for individual records; anchor_batch for high-volume agent log streams (Merkle tree over N leaf hashes)." }, "pii_note": "subject_ref is a STRUCTURAL field for synthetic/opaque case IDs only. MUST NOT contain real personal identifiers (names, SSN, NPI, or similar). Zero PII by construction.", "regulatory_basis": "EU AI Act (Reg. 2024/1689) Art 12(2), Art 26(6), Annex III 5(b) creditworthiness / 5(c) life-health insurance pricing", "table_version": "EU-AIA-ART12-2024-1689-R1", "enforcement_dates": { "original": "2026-08-02", "digital_omnibus_proposed": "2027-12-02", "note": "Digital Omnibus amendments (European Parliament final approval, 16 June 2026) confirm Annex III high-risk obligations move to 2 December 2027." } }, "golden_hash": "133da2bb161113b711680a8b507d48851b7ab1d496013e84a7336fa9f31e8ec8", "compliance_flags": [] }, { "name": "chained_insurance_record_with_override", "description": "Life/health insurance pricing AI decision (PREMIUM_TIER_2). Chained record (sha256_prev_record set). Human override flag active. Known constant: chain_position=chained when sha256_prev_record is non-empty.", "policy_parameters": { "model_id": "insurance-ai-v1", "model_version": "1.0.1", "input_digest": "1234567890abcdef1234567890abcdef1234567890abcdef1234567890abcd", "output_digest": "fedcba0987654321fedcba0987654321fedcba0987654321fedcba09876543", "decision_label": "PREMIUM_TIER_2", "confidence": 0.75, "override_flag": true, "override_by": "human-reviewer", "subject_ref": "CASE-0100", "sha256_prev_record": "0000000000000000000000000000000000000000000000000000000000000001", "retention_months": 6, "operator_id": "insurer-abc" }, "output_payload": { "record_status": "COMPLETE", "model_id": "insurance-ai-v1", "model_version": "1.0.1", "input_digest": "1234567890abcdef1234567890abcdef1234567890abcdef1234567890abcd", "output_digest": "fedcba0987654321fedcba0987654321fedcba0987654321fedcba09876543", "decision_label": "PREMIUM_TIER_2", "confidence": 0.75, "override_flag": true, "override_by": "human-reviewer", "subject_ref": "CASE-0100", "system_context": "", "sha256_prev_record": "0000000000000000000000000000000000000000000000000000000000000001", "chain_position": "chained", "missing_art12_fields": [], "art12_fields_present": true, "art12_completeness_score": 100, "retention_months": 6, "operator_id": "insurer-abc", "ha_evidence_bundle": null, "anchor_surface": "anchor.ainumbers.co/mcp", "anchor_tools": { "single": "anchor_hash", "batch": "anchor_batch", "note": "Use anchor_hash for individual records; anchor_batch for high-volume agent log streams (Merkle tree over N leaf hashes)." }, "pii_note": "subject_ref is a STRUCTURAL field for synthetic/opaque case IDs only. MUST NOT contain real personal identifiers (names, SSN, NPI, or similar). Zero PII by construction.", "regulatory_basis": "EU AI Act (Reg. 2024/1689) Art 12(2), Art 26(6), Annex III 5(b) creditworthiness / 5(c) life-health insurance pricing", "table_version": "EU-AIA-ART12-2024-1689-R1", "enforcement_dates": { "original": "2026-08-02", "digital_omnibus_proposed": "2027-12-02", "note": "Digital Omnibus amendments (European Parliament final approval, 16 June 2026) confirm Annex III high-risk obligations move to 2 December 2027." } }, "golden_hash": "43341cade97a12d19f870860554b62e68007c08730a96466c93a7e8f12e98657", "compliance_flags": [ "HUMAN_OVERRIDE_RECORDED" ] }, { "name": "empty_input_finite", "description": "Empty inputs return EMPTY_INPUT sentinel with finite zero-state. Confirms empty-input-finite gate.", "policy_parameters": {}, "output_payload": { "record_status": "EMPTY_INPUT", "ha_evidence_bundle": null, "model_id": "unknown-model", "model_version": "0.0.0", "input_digest": "", "output_digest": "", "decision_label": "", "confidence": 0, "override_flag": false, "override_by": null, "subject_ref": "", "system_context": "", "sha256_prev_record": "", "chain_position": "first", "retention_months": 6, "operator_id": "", "art12_fields_present": false, "art12_completeness_score": 0, "anchor_surface": "anchor.ainumbers.co/mcp", "anchor_tools": { "single": "anchor_hash", "batch": "anchor_batch" }, "pii_note": "subject_ref is a STRUCTURAL field for synthetic/opaque case IDs only. No real personal identifiers.", "regulatory_basis": "EU AI Act (Reg. 2024/1689) Art 12(2), Annex III 5(b)/(5)(c)", "table_version": "EU-AIA-ART12-2024-1689-R1", "enforcement_dates": { "original": "2026-08-02", "digital_omnibus_proposed": "2027-12-02", "note": "Digital Omnibus amendments (European Parliament final approval, 16 June 2026) confirm Annex III high-risk obligations move to 2 December 2027." } }, "golden_hash": "b4252518f039dc06eb82d4abab8ff729049421d79ee9e92b0deb29eeed07fb24", "compliance_flags": [ "EMPTY_INPUT" ] }, { "name": "ha_conv1_subject_hash_bundle", "description": "HA-CONV-1: same decision as complete_credit_record_first_in_chain, but the caller declares subject_hash (the sealed decision artifact this Art-12 entry evidences) plus one collected section-27.2 record -- consumed into a section-27.6 evidence bundle (HA_EVIDENCE_BUNDLE_ATTACHED). anchor_surface / anchor_tools stay untouched, proving additive convergence.", "policy_parameters": { "model_id": "credit-ai-v2", "model_version": "2.1.0", "input_digest": "abc123def456abc123def456abc123def456abc123def456abc123def456abcd", "output_digest": "def456abc123def456abc123def456abc123def456abc123def456abc123def4", "decision_label": "CREDIT_APPROVED", "confidence": 0.92, "override_flag": false, "subject_ref": "CASE-0042", "retention_months": 12, "operator_id": "bank-xyz", "subject_hash": "sha256:5555555555555555555555555555555555555555555555555555555555555555", "human_accountability_records": [ { "record_type": "approval", "role": "reviewer", "subject_hash": "sha256:5555555555555555555555555555555555555555555555555555555555555555", "identity": { "id": "did:key:z6MkjExampleReviewerIdentity" }, "decision": "approve" } ] }, "output_payload": { "record_status": "COMPLETE", "model_id": "credit-ai-v2", "model_version": "2.1.0", "input_digest": "abc123def456abc123def456abc123def456abc123def456abc123def456abcd", "output_digest": "def456abc123def456abc123def456abc123def456abc123def456abc123def4", "decision_label": "CREDIT_APPROVED", "confidence": 0.92, "override_flag": false, "override_by": null, "subject_ref": "CASE-0042", "system_context": "", "sha256_prev_record": "", "chain_position": "first", "missing_art12_fields": [], "art12_fields_present": true, "art12_completeness_score": 100, "retention_months": 12, "operator_id": "bank-xyz", "ha_evidence_bundle": { "subject_hash": "sha256:5555555555555555555555555555555555555555555555555555555555555555", "verification_result": "CREDIT_APPROVED", "reviewers": [ "did:key:z6MkjExampleReviewerIdentity" ] }, "anchor_surface": "anchor.ainumbers.co/mcp", "anchor_tools": { "single": "anchor_hash", "batch": "anchor_batch", "note": "Use anchor_hash for individual records; anchor_batch for high-volume agent log streams (Merkle tree over N leaf hashes)." }, "pii_note": "subject_ref is a STRUCTURAL field for synthetic/opaque case IDs only. MUST NOT contain real personal identifiers (names, SSN, NPI, or similar). Zero PII by construction.", "regulatory_basis": "EU AI Act (Reg. 2024/1689) Art 12(2), Art 26(6), Annex III 5(b) creditworthiness / 5(c) life-health insurance pricing", "table_version": "EU-AIA-ART12-2024-1689-R1", "enforcement_dates": { "original": "2026-08-02", "digital_omnibus_proposed": "2027-12-02", "note": "Digital Omnibus amendments (European Parliament final approval, 16 June 2026) confirm Annex III high-risk obligations move to 2 December 2027." } }, "compliance_flags": [ "HA_EVIDENCE_BUNDLE_ATTACHED" ], "golden_hash": "053610998410e790fabd8cc8917ea52291d3408c729a48583a650dd344126d10" } ] }