{
      "tool_id": "art-64-ai-act-highrisk-fit-diagnostic",
      "tool_version": "1.0.0",
      "display_name": "EU AI Act High-Risk Fit & Classification Diagnostic",
      "mcp_name": "run_ai_act_highrisk_fit",
      "mandate_type": "agent_guardrail_mandate",
      "wave": 15,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-64-ai-act-highrisk-fit-diagnostic.html",
      "description": "12-question A-F diagnostic that screens in-force obligations first (Art 5 prohibited practices, Art 4 AI literacy, GPAI) then classifies financial AI system high-risk status (Annex III: credit scoring, insurance pricing, financial-standing) and grades Article 9-15 readiness plus the provider/deployer split. Routes to the right ai-governance chain with a do-now vs prepare-ahead checklist and applicable date (2 Dec 2027 per Digital Omnibus, verify).",
      "input_schema_ref": "chaingraph/art-64-ai-act-highrisk-fit-diagnostic.html#manifest",
      "consumes": [],
      "feeds": [
        "art-65-ai-conformity-pack-builder",
        "art-66-fria-postmarket-monitoring-builder",
        "art-67-agentic-ai-risk-classifier",
        "art-05-eu-ai-act-credit-scoring-conformity",
        "452-fair-lending-ai-bias-assessment",
        "cry-05-agent-action-audit-trail-aggregator"
      ],
      "status": "live",
      "conformance_fixtures": false,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:586d2012166bfe8fc88259c3ca7e325a06b321e423167347d5b97ef049eaa88d","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-06-28"}],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "DrTjdkc1eDTlIepmZwnRkINS4se6WhfwVC/FbDUEADYpa8ldzk2QM7odXI+YDpQfk21dq1VdwuclKzQDJoAD8itIc0H+QunodbXngH6zva5AFiVz6WiEhHahwLNaRTvXD9NvRUUV/4Qg3gtLFDfL2BEDrOE5YZWJ8sms4QNOH5ssmf6Dv6lFYCyASp35/JGW+CjuQT78SLF5O7qpKrjf2i90WR3fPBhjwHWAH7nA+3telUJsPrc6kveJYd+5facHEs5kkhCZGG3tx8ffz6GJWxoOzk1Y+3vNjancU4J+/00XK0iSspUaZ7SlPzK4rc15qf17MX8aMzwaJwfb562mgw==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:586d2012166bfe8fc88259c3ca7e325a06b321e423167347d5b97ef049eaa88d",
          "output": {
            "ai_literacy_grade": "F",
            "annex_iii_basis": "Use-case-specific analysis required — review consolidated Annex III against actual deployment context",
            "applicable_date": {
              "digital_omnibus_date": "2026-12-02",
              "note": "Verify current status: Digital Omnibus (provisional agreement 7 May 2026) proposes Annex III high-risk obligations → 2 Dec 2027. Legal effect only on formal adoption and publication in Official Journal before 2 Aug 2026. If not adopted in time, original 2 Aug 2026 date applies. Always check the current AI Act timeline before relying on this date.",
              "original_date": "2026-08-02"
            },
            "dim_scores": {
              "articles_9_15": {
                "grade": "F",
                "score": 0
              },
              "classification": {
                "grade": "A",
                "score": 100
              },
              "deployer": {
                "grade": "F",
                "score": 0
              },
              "gpai": {
                "grade": "A",
                "score": 100
              },
              "literacy": {
                "grade": "F",
                "score": 0
              },
              "maturity": {
                "grade": "F",
                "score": 0
              },
              "prohibited": {
                "grade": "A",
                "score": 100
              },
              "role": {
                "grade": "B",
                "score": 75
              }
            },
            "do_now_checklist": [
              {
                "action": "Art 4 AI literacy — in force 2 Feb 2025. Implement AI-literacy programme for all staff deploying or using AI systems. Verify against consolidated AI Act Art 4 text.",
                "obligation": "Art 4 AI Literacy",
                "status": "IN FORCE 2 Feb 2025"
              },
              {
                "action": "DORA (Reg. 2022/2554) — fully enforced since 17 Jan 2025. Treat the AI system as an ICT system: ICT risk management, incident reporting, vendor management (TPRM), TLPT. Run aig-resilience-overlap chain.",
                "obligation": "DORA ICT Risk (if AI is an ICT system)",
                "status": "IN FORCE 17 Jan 2025"
              },
              {
                "action": "Non-discrimination / fair-lending (existing law, independent of AI Act date). Screen credit/insurance AI models for protected-characteristic bias. Run aig-fairness-bias chain.",
                "obligation": "Non-Discrimination / Fair-Lending (existing law)",
                "status": "IN FORCE"
              }
            ],
            "gpai_applicability": "Not applicable — no GPAI/foundation-model dependency",
            "high_risk_verdict": "OUT-OF-SCOPE — current assessment indicates system does not meet Annex III criteria. Re-assess if use case changes.",
            "note": "Educational decision-support diagnostic. Outputs are not legal conformity certificates. EU AI Act timeline is in flux (Digital Omnibus pending formal adoption as of 2026-06-20) — carry both dates (2 Aug 2026 / 2 Dec 2027) and verify against the current AI Act / Official Journal. Verify all Article/Annex references against EU AI Act (Reg. 2024/1689) consolidated text at https://eur-lex.europa.eu/eli/reg/2024/1689/oj and Digital Omnibus updates.",
            "overall_grade": "D",
            "overall_score": 49.5,
            "prepare_ahead_checklist": [],
            "primary_recommendation": "aig-audit-pack",
            "prohibited_practice_verdict": "PASS — no obvious prohibited-practice exposure.",
            "role": "deployer",
            "secondary_recommendations": [
              "aig-resilience-overlap",
              "aig-fairness-bias"
            ]
          }
        }
      },
      "export_capability": [
        "pdf"
      ]
    }