{
      "tool_id": "art-59-settlement-asset-finality-classifier",
      "tool_version": "1.0.0",
      "display_name": "Settlement-Asset & Legal-Finality Classifier",
      "mcp_name": "classify_settlement_asset_finality",
      "mandate_type": "compliance_mandate",
      "wave": 13,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-59-settlement-asset-finality-classifier.html",
      "description": "Classifies the settlement asset (CBM token / tokenized commercial bank deposit / regulated stablecoin / e-money token) against its legal-finality regime (EU SFD 98/26/EC / CPMI-IOSCO PFMI Principle 8 / UCC Article 12 control) -> finality tier 1-4 + singleness-of-money verdict. Gates ART-58 cross-network atomicity check.",
      "input_schema_ref": "chaingraph/art-59-settlement-asset-finality-classifier.html#manifest",
      "deadline": "2026-Q3",
      "deadline_note": "ECB Pontes pilot end-Q3 2026; DTCC Collateral AppChain production Oct 2026. Verify SFD/PFMI designations against current regulatory status before that date.",
      "consumes": [
        "art-56-tokenized-settlement-fit-diagnostic"
      ],
      "feeds": [
        "art-58-cross-network-settlement-validator",
        "506-onchain-cash-leg-finality-checker",
        "510-digital-asset-regulatory-classifier"
      ],
      "status": "live",
      "conformance_fixtures": false,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:6e5f40137139c4daa1f923ead6929ad30a66ce97c477702730064bc683fb6f05","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-06-28"}],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "EjCjQ4tXtVTI+JqvN9MDE1V7vCHo4or8QvqLeEsY0DgDlUnN8VON5yBvIPNAZEtYt0DbggKEEwjzDwoDpzfJPx+mWbAphxTLv0r05QN1vRzGewKguKrYXWulR5PCxjZ7G3ObOhjtY49qB08g1MdEPI7EZtGU9yc6aDOuQ1CtbiUhIS2MrQ9JorpIe8TStIH6Ewvci/GLjekzrc26zPB8VAMLBRArK6nJmm5yGiMnLlLap2KxHQuwqVjDihqUK4qWGdMd8MSZxUp7F2eU4LnLT/yCm7t//9/tUNMNADcF6YIDs1WF+cWCfPIcdRZcQJMu6hPO1PfZT5IpEuUAR1vDgw==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:6e5f40137139c4daa1f923ead6929ad30a66ce97c477702730064bc683fb6f05",
          "output": {
            "applicable_regime": "Jurisdiction-specific; verify against applicable central-bank / CSD / legislative framework",
            "finality_gaps": [
              "NO_LEGAL_FINALITY_DESIGNATION"
            ],
            "finality_tier": 4,
            "note": "Educational classification — not legal or settlement advice. Tier 1 = legally final (CBM/SFD); Tier 2 = conditional (deposit token/PFMI); Tier 3 = contractual (stablecoin); Tier 4 = unclear/none. Gates wts-cross-network-dvp atomicity check.",
            "recommendation": "Tier 4 — finality unclear. Do not use this asset class for wholesale settlement without legal clarification. Obtain SFD designation or PFMI compliance assessment. Run wts-settlement-asset.",
            "settlement_asset_class": "Off-Chain RTGS Settlement",
            "singleness_verdict": "SINGLENESS_CONDITIONAL",
            "status_asof": "2026-06-20 — verify EU SFD 98/26/EC, UCC Art.12, CPMI-IOSCO PFMI Principle 8 against current regulatory guidance"
          }
        }
      },
      "export_capability": [
        "pdf",
        "xlsx"
      ]
    }