{
  "tool_id": "art-449-solvency2-scr-module-aggregator",
  "tool_version": "1.0.0",
  "display_name": "Solvency II SCR Standard-Formula Module Aggregator",
  "mcp_name": "aggregate_solvency2_scr_modules",
  "mandate_type": "compliance_mandate",
  "wave": 32,
  "gpu": false,
  "url": "https://ainumbers.co/chaingraph/art-449-solvency2-scr-module-aggregator.html",
  "description": "Aggregates the five Solvency II standard-formula risk-module capital charges (market, counterparty default, life underwriting, health underwriting, non-life underwriting) into Basic SCR via the Delegated Regulation (EU) 2015/35 Annex IV correlation matrix, then adds the operational risk charge and subtracts the loss-absorbing adjustment (deferred tax/technical provisions) to produce total SCR. Delta over calculate_solvency2_scr_ratio (art-180), which takes `scr` as a given input and does not derive it from sub-module charges; feeds art-180's scr input. Not the US NAIC RBC action-level ladder (a different jurisdiction and regime, see compute_rbc_action_level). Solvency II Dir. 2009/138/EC + Del. Reg. (EU) 2015/35 Annex IV. NaN-safe. Zero network, zero PII.",
  "input_schema_ref": "chaingraph/art-449-solvency2-scr-module-aggregator.html#manifest",
  "consumes": [],
  "feeds": [
    "art-180-solvency2-scr-ratio-calculator"
  ],
  "status": "live",
  "conformance_fixtures": true,
  "compute_capability": "server",
  "compute_images": [
    {
      "system": "sha256-source",
      "image_id": "sha256:484b5640fddbb90b1bdecd2a7f4e9023d17cef27245c21ed1f726cbf1f30e0a4",
      "valid_from": "2026-07-10"
    },
    {
      "system": "risc0",
      "image_id": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
      "valid_from": "2026-07-23"
    }
  ],
  "export_capability": [
    "json",
    "vc"
  ],
  "compute_proof_ready": "ready",
  "compute_proof": {
    "type": "ZkVmReceipt",
    "system": "risc0",
    "receiptFormat": "groth16-bn254",
    "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
    "seal": "AaRkZ07Rb8FA3ji5ePJixWgevSI2KpOwMODroRBgdxYXNWRA46h2dsVX9vts7BGL3DGKQi2GhEYyht8A2L8PURhIrd4VtFdowOoO+NxK7ZepQqGhzZpgIeDglxaZsCNJMFrZsnfS1RS2O0X7E7YPPyFv0dpDXbehzc2iEZFmFsMLACR+qDqITc+ilGqMjf2XKe10DAg6O8GZK+a49zm91ilSPRKFr2oCYiQCoDpVMsP0BtyyfSHTLlXi3uidrsI+IRXu7xM5xvqlAI94nplj1cxLZpsWCesXQ0src7e3CqMPLPxNoVLa8SfEHH9CtZPV+5kMXqSHzirDO+yTR62doQ==",
    "journal": {
      "chaingraph_version": "0.4.0",
      "kernel_digest": "sha256:484b5640fddbb90b1bdecd2a7f4e9023d17cef27245c21ed1f726cbf1f30e0a4",
      "output": {
        "adjustment_exceeds_bscr_plus_op": false,
        "bscr": 966.95,
        "default_scr": 200,
        "health_scr": 100,
        "life_scr": 300,
        "loss_absorbing_adjustment": 30,
        "market_scr": 500,
        "nonlife_scr": 400,
        "scr_operational": 50,
        "scr_total": 986.95
      }
    }
  }
}