{
      "tool_id": "art-415-check-capital-adequacy-private",
      "tool_version": "1.0.0",
      "display_name": "Private-Input Capital Adequacy Check",
      "mcp_name": "check_capital_adequacy_private",
      "mandate_type": "analytics_mandate",
      "wave": 51,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-415-check-capital-adequacy-private.html",
      "description": "Checks a privately held eligible-capital and risk-weighted-assets figure against a pinned regulatory minimum (Basel III/3.1 CET1, or Solvency II SCR coverage), emitting only an above/below-minimum verdict and tier without disclosing capital or RWA. Carries an OCG Standard §25 ocg-private-input@1 declaration: the capital inputs are committed via sha256-salted@1 in policy_parameters.capital_inputs_commitment, never in the clear. Private-input variant of compute_basel31_delta (art-07) / calculate_solvency2_scr_ratio (art-180); use those public-input kernels when disclosure of the capital figures is acceptable; use this one when it is not. ZERO PII disclosed: only the above/below-minimum verdict is public.",
      "input_schema_ref": "chaingraph/art-415-check-capital-adequacy-private.html#manifest",
      "consumes": [],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:2ea7eb0372ecebf09f65212f7005ce7e5e31c1e0b784b1a8e55b057cc5f98846","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:6e5e88398691bb947308966a4df0019cfa1fc5894578c02f270320f1327ea8ac","valid_from":"2026-07-21"}],
      "compute_proof_ready": "ready",
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:6e5e88398691bb947308966a4df0019cfa1fc5894578c02f270320f1327ea8ac",
        "seal": "Bm89CLhWDhBpeLGDGOtnvbJMKPGS+d9w9rbfhdkA9EQB9k+TpLNPWsgPBj0jtNoA/QPSSzTduuATVC77oshclguZgloq+5vZKr/5CCvSUaIaE0c6K0V0jjvOjAsixEy1DR1LYTydDyITgQal0f0w04GZy5PyKnYcKewjArzXelwWFbXS3e3ky2rg9MdVhe/6MQsCgmM7ylboEdoIXawx1gJMike6VEhSBV3Jg9aexaqYnEs01jKVRuFS+4Pk+AgqHqj6yOZsH6f6krcKMXHL/m6S0jQ7tY2aYywyth9BFEQjFR5nCUZGjZuq6vduc2R4ELbM6/cn3/+5f9dR+BjuSg==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "commitment": "sha256:672a58bc932801406968a921d647eb1ba37a80106203e7f59d08c287897c4c77",
          "kernel_digest": "sha256:2ea7eb0372ecebf09f65212f7005ce7e5e31c1e0b784b1a8e55b057cc5f98846",
          "output": {
            "above_minimum": true,
            "not_legal_advice": "Not legal or regulatory advice. Capital adequacy determinations require review by a qualified capital/treasury officer and the applicable prudential regulator.",
            "pii_note": "ZERO PII disclosed: eligible capital and risk-weighted assets are a private witness, never present in policy_parameters or output_payload. Only the above/below-minimum verdict is public.",
            "regulatory_basis": "Basel III/3.1 CET1 minimum incl. capital conservation buffer (BCBS d424); Solvency II SCR coverage minimum 100% (Delegated Regulation (EU) 2015/35). Verdict proves the committed capital and RWA figures clear the pinned regulatory minimum — the underlying figures are never disclosed (OCG Standard §25 ocg-private-input@1).",
            "regulatory_minimum_pct": 10.5,
            "tier": "well_capitalized"
          }
        }
      },
      "export_capability": [
        "json"
      ]
    }