{
      "tool_id": "art-414-compute-rbc-action-level-private",
      "tool_version": "1.0.0",
      "display_name": "Private-Input NAIC RBC Action Level",
      "mcp_name": "compute_rbc_action_level_private",
      "mandate_type": "analytics_mandate",
      "wave": 51,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-414-compute-rbc-action-level-private.html",
      "description": "Computes the NAIC Risk-Based Capital action-level tier from a privately held Total Adjusted Capital and Authorized Control Level RBC, emitting only the tier (NO_ACTION through MANDATORY_CONTROL) without disclosing the underlying dollar figures. Carries an OCG Standard §25 ocg-private-input@1 declaration: the capital components are committed via sha256-salted@1 in policy_parameters.rbc_components_commitment, never in the clear. Private-input variant of compute_rbc_action_level (art-254); use that public-input kernel when disclosure of the capital figures is acceptable; use this one when it is not. ZERO PII disclosed: only the action-level tier is public.",
      "input_schema_ref": "chaingraph/art-414-compute-rbc-action-level-private.html#manifest",
      "consumes": [],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:f2beca9ef027189ddc810d8ad3f1f3fb2105ee53a8a4e810241c8ca132b5194a","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:6e5e88398691bb947308966a4df0019cfa1fc5894578c02f270320f1327ea8ac","valid_from":"2026-07-21"}],
      "compute_proof_ready": "ready",
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:6e5e88398691bb947308966a4df0019cfa1fc5894578c02f270320f1327ea8ac",
        "seal": "J+hokMn/Ikug+csExwd3QRDui/4e7Yul1j80s1POrOIKG34EJMy4Qi3SnKigp/jZziWDJScUSMssssfNJEfG3x0oLfE26LT4oWC0BdNhnSXgjmFrVGkFnshiBdZKP20xJM2dt1NHH+ThnuuSgwEJk5RxZZMbbtWJL4hWKlJY0wgrzMFkcvCGGdDyJVIovloj/urO/VJw3JigRc/LjwzT4hfjeNdvTQa/D8+RabcK8Th7c8FN13bekiPuzBObRvOuEY0kxCkGqRTQp/hY/Tu9bfRzuqrKQLB5FHNlm/B9dqIrQZGDg8FxITlLuH4866ofTLgpPrXBwH65Xn/aiz5Veg==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "commitment": "sha256:fe7f70f83601fc2bf2853d3eefca84f6602422fc68a4cbbb8199796a69e6ed09",
          "kernel_digest": "sha256:f2beca9ef027189ddc810d8ad3f1f3fb2105ee53a8a4e810241c8ca132b5194a",
          "output": {
            "action_level_code": "NO_ACTION",
            "action_level_description": "Above 200% ACL — no NAIC regulatory action required.",
            "action_level_label": "No Action Level",
            "not_legal_advice": "Not legal or actuarial advice. RBC action level determinations require review by a qualified actuary and the applicable state insurance department.",
            "pii_note": "ZERO PII disclosed: total adjusted capital and authorized control level are a private witness, never present in policy_parameters or output_payload. Only the action-level tier is public.",
            "regulatory_basis": "NAIC RBC Model Laws #312 (life), #315 (P&C), #315H (health). Verdict proves the committed capital figures map to this action-level tier — the underlying dollar amounts are never disclosed (OCG Standard §25 ocg-private-input@1).",
            "table_version": "NAIC-RBC-ACTION-LEVELS-2024"
          }
        }
      },
      "export_capability": [
        "json"
      ]
    }