{
      "tool_id": "art-282-social-security-claiming-optimizer",
      "tool_version": "1.0.0",
      "display_name": "Social Security Claiming-Age Optimizer",
      "mcp_name": "optimize_social_security_claim_age",
      "mandate_type": "compliance_mandate",
      "wave": 50,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-282-social-security-claiming-optimizer.html",
      "description": "Models Social Security claiming-age tradeoffs from a claimant's own PIA/FRA statement figures: early-claim reduction and delayed-retirement-credit factors, earnings-test withholding below FRA, lifetime present value at 62/FRA/70/chosen age, and the 62-vs-70 undiscounted break-even age. Root node of the retirement-decumulation-decisions chain. No SSA API, no PII stored. NaN-safe. Zero network.",
      "input_schema_ref": "chaingraph/art-282-social-security-claiming-optimizer.html#manifest",
      "consumes": [],
      "feeds": [
        "art-283-pension-lump-sum-vs-annuity-decision-engine"
      ],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:83b81f55de1dfe9bda0dc897482ce07935b420bc7f4b93f30ffd3e01d7ae7a35","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-10"}],
      "export_capability": [
        "json",
        "vc"
      ],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "F2vI2zngiSLoEI8zwF3294H7tdCDKEy8z1q7Tc7rX6UFYCC/FJ1MLf0G6j0I42kDl2ezEpF4ymmFZXoo8I40wi08Ieq5A9F2nBwjy/aJcQKd/fsRyTLGs+d6f+0sUXrOJZYH0tpgVF5DMNfR4ma5Vi+1WRuJc9P69c+w9j9IeJUXyi/BiEoDGy9Oj5QW/f3vHQGeim/Z/KWoJq8E8Q30agNaFS87cQGX6O1MRrSgGVJu0DcxjNdtAX7kzNzAs2GwH0MPqqpcLxMbRYQZwukhE9nkkDuNTsl2VXeekfkg31waemwHcQe3E6K9GRTu+m0IfPe5mu8N6sh1ig5bE9QPdg==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:83b81f55de1dfe9bda0dc897482ce07935b420bc7f4b93f30ffd3e01d7ae7a35",
          "output": {
            "birthYear": 1960,
            "breakEvenAge62vs70": 81,
            "claimAge": 62,
            "earningsTestAnnualLimit": 23400,
            "fullRetirementAge": 67,
            "lifetimePV": 284540.1995057521,
            "longevityAge": 85,
            "monthlyBenefitAtClaimAge": 1400,
            "pia": 2000,
            "recommendedClaimAge": 70
          }
        }
      }
    }