{
      "tool_id": "art-271-defi-lending-health",
      "tool_version": "1.0.0",
      "display_name": "DeFi Lending Health and Liquidation Monitor",
      "mcp_name": "assess_defi_lending",
      "mandate_type": "analytics_mandate",
      "wave": 46,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-271-defi-lending-health.html",
      "description": "Computes DeFi lending health factor, liquidation price, borrow capacity, and distance to liquidation for Aave v3, Morpho Blue, Fluid, Sky (MakerDAO v2), and Liquity v2. Handles LTV mode (Aave/Morpho/Fluid) and collateral-ratio mode (Sky/Liquity). Per-protocol liquidation mechanism notes. Not financial advice.",
      "input_schema_ref": "chaingraph/art-271-defi-lending-health.html#manifest",
      "consumes": [],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:49f4ca16e07b64152890ad0db1fe9b6bd52fd1c42e01b5113844e0dac0f424a1","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-06"}],
      "export_capability": [
        "json"
      ],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "ACVt0hGq/Z6H178R8WZDTEg9DPuzqlCficEbznpANXAmriR5jxn9ZYHZGNIAMjGrlFJkLN6iaDkXFZjaKkJ0dgfJKxEoaz2xTON3kc1mBNuJFNPyndkk37Jo+cEisktJEQm5nNX9LRQ0H5hT79833N2B/vpfSV+eZOd82kvvfpIHYr/n3E78Yk2oojZIi8+WNS3AOCUYv2jGkZ1OzsEByy5rbJWVIETIbk47utL/X99ZA0jLyFWOwRhKh7YXj4cwEsRnr4ENk1/y+XlaTs/paD4eVUOcE6G5gtcOxDlXr2kno0W7x8l5WrGcszrNoSpITDbR5MWeZk7qbS/FO7AJuA==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:49f4ca16e07b64152890ad0db1fe9b6bd52fd1c42e01b5113844e0dac0f424a1",
          "output": {
            "borrow_capacity_usd": 3300,
            "buffer_to_liquidation_pct": 39.759,
            "collateral_value_usd": 10000,
            "current_ltv_pct": 50,
            "debt_value_usd": 5000,
            "distance_to_liquidation_pct": 39.759,
            "health_factor": 1.66,
            "health_status": "WATCH",
            "liquidation_bonus_pct": 5,
            "liquidation_mechanism": "fixed_bonus",
            "liquidation_mechanism_note": "Aave v3 fixed 5% liquidation bonus; close factor 50% (up to 100% when HF < 0.95). Any address may trigger liquidation. ETH/USDC main market default thresholds.",
            "liquidation_penalty_usd": 250,
            "liquidation_price_usd": 1204.819277,
            "liquidation_threshold_pct": 83,
            "not_financial_advice": "Not financial or investment advice. DeFi lending carries smart contract risk, oracle manipulation risk, and liquidation risk. Verify current parameters with protocol risk dashboards before taking any position.",
            "pii_note": "ZERO PII: position amounts and protocol parameters only. No wallet address, ENS name, or personal data enters this kernel.",
            "protocol": "aave",
            "regulatory_basis": "DeFi lending is unregulated in most jurisdictions. Health factor and liquidation prices are computed from protocol parameters entered by the user; this is not a live risk monitor. Protocol parameters change via governance vote.",
            "table_source": "Aave v3 Risk Parameters 2024; Morpho Blue vault documentation; Fluid Protocol 2024; Sky (MakerDAO v2) Clipper liquidation; Liquity v2 specification. HF formula: collateral * liq_threshold / debt (Aave-style). Sky/Liquity use collateral-ratio mode. Not live oracle data.",
            "table_version": "DEFI-LENDING-PROTOCOLS-2024"
          }
        }
      },
      "compute_proof_ready": "ready"
    }