{
      "tool_id": "art-247-prevalidation-readiness-scorer",
      "tool_version": "1.0.0",
      "display_name": "Cross-Border Payment Prevalidation Readiness Scorer",
      "mcp_name": "prevalidation_readiness_scorer",
      "mandate_type": "compliance_mandate",
      "wave": 41,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-247-prevalidation-readiness-scorer.html",
      "description": "Aggregate CBPR+ pre-validation readiness check for a single pacs.008 payment instruction. Combines IBAN mod-97 check (ISO 13616), BIC format (ISO 9362), LEI format (ISO 17442, presence and format only), UUIDv4 UETR, and PostalAddress24 structure (CBPR+ Nov-2026 hybrid/fully-structured rules) into a single /ready boolean for STP gate use. Gate node for the cross-border-payment-prevalidation chain: ready=true means the instruction passes pre-validation; ready=false means remediation is required.",
      "input_schema_ref": "chaingraph/art-247-prevalidation-readiness-scorer.html#manifest",
      "consumes": [
        "art-243-purpose-code-requirement-checker"
      ],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:5474f7090f70ee2ec83b77349b3e6a1aa511bfb76c6e43c9b8972f5556b752c7","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-05"}],
      "export_capability": [
        "json"
      ],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "Bw+Q+ugNmjB+PK2HCTiEz0GuLvxPLKkZGvWgfayPbs8f20AxmVb2/UyOV8RunDjjPtP9JRtbi3UCahlL1ZXlLhXN0URWWr5XLzUZqWwKRLx+7FDd3SajdgbEzAYDm0VPITvW8UCxV7JnJCUJMWjQCA7pZG7gKwVvhjPahmM34m0IneuKJ51Qi4Z2WbrZ7o6fk/Sek9+KldYRmD+/r17r9yE/PixqBNSR4nnvFJiqvyesY3AIdE5Ejnm526cek68LKkuAEn8rnL0+EiqZ982G8C1KP0i97B3fMVwxcp31RcctJyik8c1fuHC0ubL7mMzf/bK4LdfJdeDKmrD1gN9WYQ==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:5474f7090f70ee2ec83b77349b3e6a1aa511bfb76c6e43c9b8972f5556b752c7",
          "output": {
            "cbpr_plus_deadline": "2026-11-14",
            "chain_gate_note": "ready=true means this payment instruction passes CBPR+ pre-validation for STP; ready=false means one or more checks failed and remediation is required before submission.",
            "check_details": {
              "address": {
                "error": null,
                "type": "FULLY_STRUCTURED",
                "valid": true
              },
              "bic": {
                "error": null,
                "provided": true,
                "valid": true
              },
              "iban": {
                "error": null,
                "provided": true,
                "valid": true
              },
              "lei": {
                "error": null,
                "provided": true,
                "valid": true
              },
              "uetr": {
                "error": null,
                "provided": true,
                "valid": true
              }
            },
            "checks_passed": 5,
            "checks_total": 5,
            "pii_note": "IBAN, BIC, and LEI are structural payment identifiers, not personal data. All checks are format/structure only. No real party PII processed -- use synthetic identifiers for testing.",
            "readiness_pct": 100,
            "ready": true,
            "regulatory_basis": "SWIFT CBPR+ Structured Address Migration Bulletin; BIS CPMI d218; ISO 13616 IBAN; ISO 9362 BIC; ISO 17442 LEI; ISO 20022 pacs.008.001.10",
            "remediation_actions": [],
            "table_source": "SWIFT CBPR+ Structured Address Migration Bulletin (swift.com/cbpr-plus-migration); BIS CPMI d218; ISO 13616:2020 IBAN; ISO 9362:2022 BIC; ISO 17442:2020 LEI; ISO 20022 pacs.008.001.10 (iso20022.org)",
            "table_version": "CBPR-PLUS-PREVALIDATION-COMPOSITE-V1"
          }
        }
      },
      "compute_proof_ready": "ready"
    }