{
      "tool_id": "art-240-assess-naic-ais-program-readiness",
      "tool_version": "1.0.0",
      "display_name": "NAIC AI Systems Program Readiness Assessment",
      "mcp_name": "assess_naic_ais_program_readiness",
      "mandate_type": "compliance_mandate",
      "wave": 40,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-240-assess-naic-ais-program-readiness.html",
      "description": "Scores insurance AI program readiness against the NAIC AI Model Bulletin (adopted Aug 2020, updated 2023) and the NAIC AI Systems (AIS) Evaluation Tool (2024 edition). Six dimensions scored 0-3 (Not Started/Planning/Partial/Implemented): Governance & Accountability, Risk Management Framework, Data Governance & Bias Monitoring, Testing & Validation, Transparency & Explainability, Complaint & Audit Readiness. Total 0-18; readiness tier: GREEN >= 78% (EXAM_READY), YELLOW >= 44% (IN_PROGRESS), RED < 44% (SIGNIFICANT_GAPS). 24+ states have adopted or substantially adopted the NAIC AI Model Bulletin as of mid-2026; 12-state market-conduct exam pilot ran Jan-Sep 2026 (verify current adoption status with NAIC and your state regulator).",
      "input_schema_ref": "chaingraph/art-240-assess-naic-ais-program-readiness.html#manifest",
      "consumes": [
        "art-239-test-bifsg-bias-thresholds"
      ],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:7bbd2591b01471a5c18d0b0706ce8211fe977fd328b6bf0edbecf10b0a65da03","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-04"}],
      "export_capability": [
        "json"
      ],
      "compute_proof_ready": "ready",
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "LDOtybFy1tDqETBUblOMUdsThUDYd83G8dXop2kQEykm40+X4/VNkOGjYv8+GRuBU27q3S+kAFxdDzKv9isIgBDXZF0ocCOktEyFEMDqCAuIzf4ls0gE7HdGJfR09nNVKy8ny7jPCQRw1wSW5aJsePaTkUglvhywXB4YVBiVOxgdBVOkTaV7QwOmiEOVpR4iICD6CfmBn7u/O1Do56PiDR6/gVCnf32GUI+NoZIIFJA5zR8p21EI02ftuabkVEXnJ2+iBQI+1i1AYhUvhgtKhCbxppOH9Ank9V13h33AQIkO7v7/eTH9oBPAeY7t8W9FokzTL9Dx6BrZ3cvDKCY+Qg==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:7bbd2591b01471a5c18d0b0706ce8211fe977fd328b6bf0edbecf10b0a65da03",
          "output": {
            "adopted_states_note": "NAIC AI Model Bulletin adopted or substantially adopted by 24+ states as of mid-2026. 12-state market-conduct exam pilot ran Jan-Sep 2026 (verify current adoption status with NAIC and state regulator before relying on this count).",
            "dimension_scores": [
              {
                "dimension": "Governance & Accountability",
                "score": 3,
                "status": "IMPLEMENTED"
              },
              {
                "dimension": "Risk Management Framework",
                "score": 3,
                "status": "IMPLEMENTED"
              },
              {
                "dimension": "Data Governance & Bias Monitoring",
                "score": 3,
                "status": "IMPLEMENTED"
              },
              {
                "dimension": "Testing & Validation",
                "score": 3,
                "status": "IMPLEMENTED"
              },
              {
                "dimension": "Transparency & Explainability",
                "score": 3,
                "status": "IMPLEMENTED"
              },
              {
                "dimension": "Complaint & Audit Readiness",
                "score": 3,
                "status": "IMPLEMENTED"
              }
            ],
            "do_now": [
              "All dimensions at Partially Implemented or above — focus on documentation and exam-evidence preparation."
            ],
            "exam_pilot_note": "12-state market-conduct exam pilot ran Jan-Sep 2026 per NAIC. Verify current exam schedule with your state regulator.",
            "gaps": [],
            "max_score": 18,
            "readiness_label": "EXAM_READY",
            "readiness_pct": 100,
            "readiness_tier": "GREEN",
            "regulatory_basis": "NAIC AI Model Bulletin (Aug 2020, rev. 2023); NAIC AI Systems (AIS) Evaluation Tool (2024 edition); NAIC Market Regulation Handbook (2024)",
            "table_source": "NAIC AI Model Bulletin (adopted Aug 2020, updated 2023); NAIC AI Systems Evaluation Tool (2024 ed., naic.org)",
            "table_version": "NAIC-AIS-BULLETIN-2023-R1",
            "total_score": 18
          }
        }
      }
    }