{
      "tool_id": "art-238-classify-annex3-decisioning-obligations",
      "tool_version": "1.0.0",
      "display_name": "EU AI Act Annex III FS Decisioning Obligations Classifier",
      "mcp_name": "classify_annex3_decisioning_obligations",
      "mandate_type": "compliance_mandate",
      "wave": 40,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-238-classify-annex3-decisioning-obligations.html",
      "description": "EXTENDS run_ai_act_highrisk_fit (art-64). Resolves financial-services-specific Art 12, 26, and 27 compliance obligations for Annex III 5(b) creditworthiness and 5(c) life/health insurance pricing AI systems. Caller supplies is_high_risk from art-64. When is_high_risk=false returns scope_verdict=OUT_OF_SCOPE (no obligations apply). When high-risk, maps obligations: Art 12(2) decision logging, Art 26(6) FRIA and human oversight (deployer duty), Art 27(1) EU AI Act public database registration. Enforcement: 2 December 2027, per the Digital Omnibus amendments (Parliament final approval, 16 June 2026); original date was 2026-08-02. Disambiguates from run_ai_act_highrisk_fit (art-64): that node classifies whether a system is high-risk; this node classifies WHICH FS-specific obligations apply once high-risk is confirmed.",
      "input_schema_ref": "chaingraph/art-238-classify-annex3-decisioning-obligations.html#manifest",
      "consumes": [
        "art-64-ai-act-highrisk-fit-diagnostic"
      ],
      "feeds": [],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:8bc32901d512c613154fd05bc8dba90a59d45911b83c8c2b2174ad8fddce59cb","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-04"}],
      "export_capability": [
        "json"
      ],
      "compute_proof_ready": "ready",
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "Hu8CzF+/nDmhBEtCGbaYS2u7Ou15R8n2+mf3j9RNlUMJ6uGksEnkvErZorgYg+5fPy1Jv0F2K2pwnWtbTCD1hgyuMjaafGWtSWwYIa8TtsCVkIMJJG0HByKZVyqJxe+FKjI8KELZZMH5G2PKasXvTnErGc+1xTQdArWLv0IEP2EFaxlQdONvrn3fbhJth//a31K1IYdoTWkA9Nokse9EaCgMmJpKPjE22Htwuh7PFlXW6u5AaGdiB3gezqbkEP8WI2CD+7ovFApgXTQX1YsWtMugme4nGVHsejpXgpKA1D0btGwkSIfaYb8y5OlXmjMLmKJi8nM6YUDvvYGIhuye/g==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:0b45d429f6c43e46f0917a4fdb5c651ce821e6ee33ad8dd67223d6bdfb394431",
          "output": {
            "all_obligations_met": true,
            "annex3_category": "5b_creditworthiness",
            "art12_logging_required": true,
            "art26_deployer_duties_apply": true,
            "compliance_gaps": [],
            "db_registration_required": true,
            "do_now": [],
            "enforcement_dates": {
              "digital_omnibus_proposed": "2027-12-02",
              "note": "Digital Omnibus (provisional agreement 7 May 2026) proposes Annex III high-risk obligations to 2 Dec 2027. Verify current AI Act status.",
              "original": "2026-08-02"
            },
            "enforcement_readiness": "READY",
            "extends_note": "This node extends run_ai_act_highrisk_fit with FS-specific Art 12 and Art 26 obligations. Run art-64 first to confirm is_high_risk=true.",
            "extends_tool": "run_ai_act_highrisk_fit (art-64)",
            "fria_required": true,
            "is_5b_creditworthiness": true,
            "is_5c_life_health_insurance": false,
            "is_high_risk": true,
            "obligations": [
              {
                "article": "Art 12(2)",
                "obligation": "Log inputs, outputs, timestamps, model version, override flags, natural-person-ID field. Retain >= 6 months.",
                "status": "IMPLEMENTED"
              },
              {
                "article": "Art 26(6)",
                "obligation": "Deployer: conduct FRIA before deployment for Annex III 5(b)/(5)(c) systems. Maintain human oversight mechanism.",
                "status": "IMPLEMENTED"
              },
              {
                "article": "Art 27(1)",
                "obligation": "Register creditworthiness AI system in EU AI Act public database before deployment.",
                "status": "IMPLEMENTED"
              }
            ],
            "regulatory_basis": "EU AI Act (Reg. 2024/1689) Annex III 5(b), 5(c); Art 12(2) (decision logging); Art 26(6) (deployer duties + FRIA); Art 27(1) (EU database registration)",
            "scope_verdict": "ANNEX3_5B_CREDITWORTHINESS",
            "table_version": "EU-AIA-ANNEX3-FS-2024-1689-R1"
          }
        }
      }
    }