{
      "tool_id": "art-186-irrbb-standardised-approach-mapper",
      "tool_version": "1.0.0",
      "display_name": "IRRBB Standardised Approach Mapper",
      "mcp_name": "map_irrbb_standardised_approach",
      "mandate_type": "compliance_mandate",
      "wave": 33,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-186-irrbb-standardised-approach-mapper.html",
      "description": "Map non-maturing deposit (NMD) positions to the EBA standardised / simplified-standardised approach behavioural caps (BCBS d368 para 87 / Annex 2): retail transactional core proportion capped at 90% / average maturity capped at 5 years; retail non-transactional (savings) core capped at 70% / 4.5 years; wholesale core capped at 50% / 4 years. Flags behavioural-option add-ons (e.g. mortgage prepayment) requiring separate treatment. Root node of the irrbb-measurement-and-disclosure chain. NaN-safe. Zero network, zero PII.",
      "input_schema_ref": "chaingraph/art-186-irrbb-standardised-approach-mapper.html#manifest",
      "consumes": [],
      "feeds": [
        "art-187-irrbb-csrbb-scope-checker"
      ],
      "status": "live",
      "conformance_fixtures": true,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:3687fcacedfebe176360464c1aaed42703249cb1305e2538b3058ef6a417c271","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-07-02"}],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "K0gOSeRL/1jOtlAllwIf24arbjIh3ypGUivphqo8XKEe03CgnUArmk6Gav8jh9Tf1bBasAjpkBfIuuGZMm1pgyBwetT6bvRKZk98j2+SUzSDjemqKG4qPC3mAW/dsmPDBqi9KbFUTGtMPmTESHvo1sCsAMMhOkQ69QxrPxmf5/4IcliQYqdPzbgJ0n7KM5fCOmsUXnnoC7N07hUelxraoguQzbl9PwDMnTsqpNEkJdGF8AbxsB90G64W9b+e+WGiCqIPcmEfcdtXfyOTA5nwm28IHi0xF9ulz5le13H8EZcsHqC4f0UR2xBu0g06t/kJ0Afd60pswhxBkZqH3DoO+w==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:b5b2e6bd45519c0629a39c3fce52df820cfd4dda2689bd77c94db263574b3312",
          "output": {
            "behavioural_mortgage_prepay_pct": 15,
            "behavioural_option_addon_required": true,
            "core_capped": true,
            "core_deposit_pct_applied": 90,
            "core_deposit_pct_input": 95,
            "deposit_category": "retail_transactional",
            "maturity_cap_years": 5
          }
        }
      },
      "export_capability": [
        "json",
        "vc"
      ]
    }