{
      "tool_id": "art-14-psd3-psr-readiness-checker",
      "tool_version": "1.0.0",
      "display_name": "PSD3 / PSR Readiness Checker",
      "mcp_name": "assess_psd3_readiness",
      "mandate_type": "compliance_mandate",
      "wave": 4,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-14-psd3-psr-readiness-checker.html",
      "description": "Six-domain PSD3/PSR readiness rubric: Open Finance access rights (Art.35/36), TPP categorisation (PISP/AISP/PIISP), SCA exemption alignment (Art.85–90), consent framework maturity, fraud liability model (Art.59–65), and embedded finance/BaaS scope. Radar chart + prioritised gap table. Root node (no upstream dependency). Feeds ART-04 (DORA Mapper) and PTG-01. EU transposition ~2027; UK PSR enacted 2024.",
      "input_schema_ref": "chaingraph/art-14-psd3-psr-readiness-checker.html#manifest",
      "deadline": "2027-06-01",
      "deadline_note": "EU PSD3 expected transposition ~2027; UK PSR enacted 2024 (APP reimbursement Oct 2024 already live)",
      "consumes": [],
      "feeds": [
        "art-04-agent-identity-attestation-checker",
        "ptg-01-ap2-prompt-template-generator"
      ],
      "status": "live",
      "conformance_fixtures": false,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:3826069610c670c6d4dc65d677690bc66f56d815d0e4d6085fa20f0c7c59e463","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-06-28"}],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "FsbUdf4DthR1V/7/MHv36MaS3suTxbz3pRBVUkzqA0gMDud40fQQh6LHNtj0cWHNkgiIawt9KsyEwe5o3+imPSH3yXAHHvTyz5D/IdHcIgqpdmdfYA2wFLcsETWrWel9A3MVCLKNI+rKUZopNoHLUHDzQGqG8RENh20OuwM00yMZWX0I4y9jCOvvLGgtWiKypZPDD6+YuwfIEcr0d7ut0iqciKcrqsjBmVrzrKwTHFowJnEEgcD7LIXyaOSn35CTAmKT1n6YqbyANRtOpSq4uvy4dtH3Ajyx57gX+bBcKS0IvqFdCUt5tEbJwk6JSJi1THY7EgxBmOj2XauLf44OoA==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:3826069610c670c6d4dc65d677690bc66f56d815d0e4d6085fa20f0c7c59e463",
          "output": {
            "band": "Moderate Readiness",
            "critical_gaps": 0,
            "domain_scores": {
              "d1": 68,
              "d2": 55,
              "d3": 42,
              "d4": 65,
              "d5": 70,
              "d6": 80
            },
            "overall_readiness_score": 62,
            "verdict": "Moderate Readiness — Targeted Gap Remediation Required"
          }
        }
      },
      "export_capability": [
        "xlsx",
        "csv",
        "pdf",
        "xbrl:ocg-ext"
      ]
    }