{
      "tool_id": "art-05-eu-ai-act-credit-scoring-conformity",
      "tool_version": "1.0.1",
      "display_name": "EU AI Act Credit-Scoring Conformity Pack",
      "mcp_name": "assess_ai_act_conformity",
      "mandate_type": "model_governance",
      "wave": 1,
      "gpu": false,
      "url": "https://ainumbers.co/chaingraph/art-05-eu-ai-act-credit-scoring-conformity.html",
      "description": "Bias testing across protected characteristics (disparate impact ratios, equalized odds gaps), data-quality attestations, Article 11 technical-documentation skeleton, conformity self-assessment. Hard deadline 2 December 2027, per the Digital Omnibus amendments (June 2026).",
      "input_schema_ref": "chaingraph/art-05-eu-ai-act-credit-scoring-conformity.html#manifest",
      "deadline": "2027-12-02",
      "deadline_note": "EU AI Act Annex III Part 5(b) — credit-scoring high-risk obligations fully apply 2 December 2027, per the Digital Omnibus amendments (Parliament final approval, June 2026)",
      "consumes": [],
      "feeds": [
        "ml-01-isolation-forest",
        "ptg-01-ap2-prompt-template-generator"
      ],
      "status": "live",
      "conformance_fixtures": false,
      "compute_capability": "server",
      "compute_images": [{"system":"sha256-source","image_id":"sha256:fcb93e8040bc73e15337abc8b67a8e70b03cd115900de0221cee4a2bf125136f","valid_from":"2026-07-10"},{"system":"risc0","image_id":"sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6","valid_from":"2026-06-28"}],
      "compute_proof": {
        "type": "ZkVmReceipt",
        "system": "risc0",
        "receiptFormat": "groth16-bn254",
        "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
        "seal": "G3HF1eNB7sidOGjGSifL7amgv9lAm5sWVPLK6gm3VY0CYJE/XodTNGE5odSkG4eZxbtDAQNZIrg7OPSglKicaxYVZl2WUV4+uV0ZVIgnd7d76/DYHkfGx4knkLH1SjNhH+XFeD4vhWlcSeDZyKIrR1meqmHApkZXW4/FazuubAoQGqlA0b83SgPTtbG2Q43MNFXnQTcG/ANrL1uZ33ZGGAJdtb2DWiGfhtfoEgw85bPnmjQllttnUQgaEfTK0DdnGHp8QDbHaCxZAadXAANJqaE3YD/vY7Mq6HttGiTGgDEuRPLalxG1oPmFNFpKh9b/xeFyw69qeMknrUZ9G45pKA==",
        "journal": {
          "chaingraph_version": "0.4.0",
          "kernel_digest": "sha256:615ddf9f044ff9509a2b35b6f007aed2f2ecdb54f7936d9e644e05c27a02b643",
          "output": {
            "applicable_deadline": "2026-08-02",
            "applicable_deadline_note": "EU AI Act Annex III Part 5(b) — credit-scoring high-risk obligations fully apply August 2, 2026",
            "art_checklist_score_pct": 0,
            "bias_results": [],
            "data_governance_score_pct": 0,
            "determination": "WARN",
            "failing_dimensions": [],
            "regulatory_framework": "EU AI Act (Regulation (EU) 2024/1689) — Annex III Part 5(b)"
          }
        }
      },
      "export_capability": [
        "xlsx",
        "csv",
        "pdf",
        "xbrl:ocg-ext"
      ]
    }