{
      "name": "wholesale-settlement-deposit-token",
      "domain": "Wholesale Settlement",
      "title": "Tokenized Deposit / Deposit-Token Compliance",
      "description": "W-B. Deposit-token classification, at-par redemption and holder-eligibility tests (ART-57) -> instrument/regime classification (510) -> Merkle integrity over the issuance/redemption set (cry-04). Distinguishes a redeemable bank-liability deposit token (JPMD/RLN) from a reserve-backed stablecoin or e-money token.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/wholesale-settlement-deposit-token.html",
      "steps": [
        {
          "tool_id": "art-57-deposit-token-compliance-validator",
          "handoff": "token_class and classification_grade (H1) feed the classifier"
        },
        {
          "tool_id": "510-digital-asset-regulatory-classifier",
          "handoff": "regime classification (H2) feeds the integrity verifier"
        },
        {
          "tool_id": "cry-04-merkle-batch-verifier",
          "handoff": "Exports composite deposit-token artifact with execution_hash (H3) -- final stage"
        }
      ]
    }