{
      "name": "wealth-advisory-regbi",
      "domain": "Consumer & Wealth Compliance",
      "title": "US Wealth & Advisory — Reg BI Suitability",
      "description": "Model portfolio risk > Reg BI best-interest check > portfolio construction/rebalancing > costs & fee disclosure > Form CRS.",
      "composer_url": "https://ainumbers.co/guides/wealth-advisory-regbi-composer.html",
      "steps": [
        {
          "tool_id": "429-model-portfolio-risk-analytics",
          "handoff": "risk_profile and model_allocation feed Stage 2 Reg BI best-interest check"
        },
        {
          "tool_id": "463-reg-bi-best-interest-checker",
          "handoff": "reg_bi_verdict and obligation_gaps feed Stage 3 portfolio construction"
        },
        {
          "tool_id": "432-portfolio-drift-rebalancing",
          "handoff": "rebalancing_trades and cost_estimates feed Stage 4 costs disclosure"
        },
        {
          "tool_id": "428-mifid-costs-charges-calculator",
          "handoff": "total_cost_bps and riy feed Stage 5 Form CRS"
        },
        {
          "tool_id": "464-form-crs-generator",
          "handoff": "Exports composite Reg BI suitability Policy Mandate -- final stage"
        }
      ]
    }