{
      "name": "settlement-discipline-penalty",
      "domain": "Settlement Discipline",
      "title": "CSDR Penalty Calculation & Exposure",
      "description": "W-A flagship. CSDR cash-penalty calculation incl. the Oct-2025 RTS rate increases (ART-78) -> settlement-efficiency / penalty-cost aggregation (ART-84) -> audit receipt (cry-05). Computes per-fail penalties and forward book exposure. Decision-support draft.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/settlement-discipline-penalty.html",
      "steps": [
        {
          "tool_id": "art-78-csdr-penalty-calculator",
          "handoff": "per-fail + batch penalty (H1) feeds the KPI engine"
        },
        {
          "tool_id": "art-84-settlement-efficiency-kpi",
          "handoff": "penalty-cost rollup + efficiency score (H2) feeds the aggregator"
        },
        {
          "tool_id": "cry-05-agent-action-audit-trail-aggregator",
          "handoff": "Exports composite penalty-exposure artifact with execution_hash (H3) -- final stage"
        }
      ]
    }