{
      "name": "insurance-capital-pricing",
      "domain": "Insurance & Reinsurance",
      "title": "Insurance Capital & Pricing Adequacy",
      "description": "Embedded insurance pricing model > Solvency II SCR calculation > NAIC RBC calculation > ratemaking adequacy assessment > claims reserve adequacy: composite insurance capital mandate.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/insurance-capital-pricing.html",
      "steps": [
        {
          "tool_id": "446-embedded-insurance-pricing-modeller",
          "handoff": "pricing_model and embedded_structure feed Stage 2 Solvency II SCR calc"
        },
        {
          "tool_id": "447-solvency-ii-scr-calculator",
          "handoff": "scr_capital_requirement and buffer feed Stage 3 NAIC RBC calculation"
        },
        {
          "tool_id": "457-naic-rbc-calculator",
          "handoff": "rbc_ratio and jurisdiction_comparison feed Stage 4 ratemaking adequacy"
        },
        {
          "tool_id": "459-insurance-ratemaking-adequacy",
          "handoff": "pricing_adequacy and combined_ratio feed Stage 5 claims reserve adequacy"
        },
        {
          "tool_id": "462-claims-reserve-adequacy-checker",
          "handoff": "reserve_adequacy and composite_capital_mandate — final insurance capital mandate"
        }
      ]
    }