{
      "name": "instant-payments-compliance",
      "domain": "Cross-Border & Instant Payments",
      "title": "Instant Payments Compliance",
      "description": "FedNow service lookup and reachability > instant payment limits assessment > pay-by-bank prototyping: composite instant payments compliance mandate.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/instant-payments-compliance.html",
      "steps": [
        {
          "tool_id": "06-fednow-lookup",
          "handoff": "fednow_reachability and participant_status feed Stage 2 instant payment limits"
        },
        {
          "tool_id": "17-instant-payment-limits",
          "handoff": "limit_analysis and velocity_constraints feed Stage 3 pay-by-bank prototyping"
        },
        {
          "tool_id": "08-pay-by-bank-prototyper",
          "handoff": "pay_by_bank_design and composite_instant_payments_mandate — final instant payments mandate"
        }
      ]
    }