{
      "name": "fedwire-address-migration",
      "domain": "Wholesale Settlement",
      "title": "Fedwire/CHIPS Structured-Address Migration",
      "description": "Fedwire and CHIPS structured-address readiness for the 2026-11-16 cutover. Lint a single message (art-349, network param selects fedwire or chips -- rules are byte-identical between the two networks), gate on the lint result: a fully compliant message ends the chain immediately, anything else continues to a batch sweep (art-350) of the full payment file for a rejection-risk report, then a before/after remediation diff receipt (tools/548) binding both file digests and the rule-clearance delta a bank shows its regulator or correspondents.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/fedwire-address-migration.html",
      "regulatory_refs": [
        "Federal Reserve Financial Services Fedwire Funds Service ISO 20022 November 2026 Release",
        "The Clearing House CHIPS ISO 20022 implementation (aligned to Fedwire address rules)"
      ],
      "steps": [
        {
          "tool_id": "art-349-fedwire-structured-address-linter",
          "handoff": "Structural lint of one message (network=fedwire|chips, same kernel, same rules). If compliant, no remediation is needed -- the chain ends. Otherwise error_count and violations[] carry into the batch sweep.",
          "gate": {
            "input": "/compliant",
            "rules": [
              { "op": "eq", "value": true, "next": "end" }
            ],
            "default": "art-350-fedwire-address-sweep"
          }
        },
        {
          "tool_id": "art-350-fedwire-address-sweep",
          "handoff": "Rejection-risk report (violation counts by rule, worst offenders) and remediation worksheet receipt (file digest, per-record findings digest, risk score) for the whole payment file. Feeds the before/after diff receipt once remediation is applied."
        },
        {
          "tool_id": "548-fedwire-remediation-diff-receipt",
          "handoff": "Before/after remediation-evidence receipt binding both file digests and the rule-clearance delta (N failures to 0) -- the artifact a bank shows its regulator or correspondents."
        }
      ]
    }