{
      "name": "fca-bnpl-dpc",
      "domain": "Consumer & Wealth Compliance",
      "title": "FCA BNPL Digital Private Credit",
      "description": "FCA DPC scope classification > DPC creditworthiness assessment > consumer duty DPC mapping: composite FCA BNPL/DPC mandate.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/fca-bnpl-dpc.html",
      "steps": [
        {
          "tool_id": "329-fca-dpc-scope-classifier",
          "handoff": "dpc_scope and authorisation_requirements feed Stage 2 creditworthiness assessment"
        },
        {
          "tool_id": "330-fca-dpc-creditworthiness-assessment-builder",
          "handoff": "creditworthiness_methodology and affordability_checks feed Stage 3 consumer duty mapping"
        },
        {
          "tool_id": "331-fca-consumer-duty-dpc-mapper",
          "handoff": "consumer_duty_obligations and composite_dpc_mandate — final FCA BNPL/DPC mandate"
        }
      ]
    }