{
      "name": "consumer-protection",
      "domain": "Consumer & Wealth Compliance",
      "title": "Consumer Protection & FCA Consumer Duty",
      "description": "Vulnerability assessment > fair-value assessment > MiFID costs & charges > PRIIPs KID compliance > Consumer Duty board MI > composite consumer-duty mandate.",
      "composer_url": "https://ainumbers.co/guides/consumer-protection-composer.html",
      "steps": [
        {
          "tool_id": "395-consumer-duty-vulnerability-assessment-builder",
          "handoff": "vulnerability_segments feed Stage 2 fair-value assessment"
        },
        {
          "tool_id": "396-consumer-duty-price-value-assessment",
          "handoff": "value_rating and outlier_flags feed Stage 3 costs aggregation"
        },
        {
          "tool_id": "428-mifid-costs-charges-calculator",
          "handoff": "total_cost_ratio and cost_breakdown feed Stage 4 KID check"
        },
        {
          "tool_id": "448-priips-kid-compliance-checker",
          "handoff": "kid_compliance_status feeds Stage 5 board MI framework"
        },
        {
          "tool_id": "397-consumer-duty-mi-framework-builder",
          "handoff": "Exports consumer protection Policy Mandate -- final stage"
        }
      ]
    }