{
      "name": "baas-sponsor-bank",
      "domain": "BaaS & Embedded Finance",
      "title": "BaaS / Sponsor-Bank Oversight & Readiness",
      "description": "Provider selection > FBO account structure > ledger architecture > BSA/AML control mapping > sponsor-bank readiness score.",
      "composer_url": "https://ainumbers.co/guides/baas-sponsor-bank-composer.html",
      "steps": [
        {
          "tool_id": "152-baas-provider-comparator",
          "handoff": "provider_shortlist feeds Stage 2 FBO structuring"
        },
        {
          "tool_id": "153-fbo-account-structure-simulator",
          "handoff": "fbo_structure and reconciliation_model feed Stage 3 ledger design"
        },
        {
          "tool_id": "154-ledger-architecture-builder",
          "handoff": "ledger_topology feeds Stage 4 control mapping"
        },
        {
          "tool_id": "158-fintech-compliance-control-mapper",
          "handoff": "control_gaps feed Stage 5 readiness scoring"
        },
        {
          "tool_id": "162-sponsor-bank-readiness-scorer",
          "handoff": "Exports BaaS programme Policy Mandate -- final stage"
        }
      ]
    }