{
      "name": "ai-governance-fairness-bias",
      "domain": "AI Governance",
      "title": "Fair-Lending & AI Bias Assessment",
      "description": "W-C. Fair-lending / bias assessment (452) -> the credit model under test (ml-02) -> subgroup/outlier performance anomaly (ml-01). Article 10 data-governance + non-discrimination evidence for a high-risk credit model.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/ai-governance-fairness-bias.html",
      "steps": [
        {
          "tool_id": "452-fair-lending-ai-bias-assessment",
          "handoff": "bias findings (H1) feed the credit scorer"
        },
        {
          "tool_id": "ml-02-credit-default-risk-scorer",
          "handoff": "model performance (H2) feeds the anomaly detector"
        },
        {
          "tool_id": "ml-01-isolation-forest",
          "handoff": "Exports composite fairness artifact with execution_hash (H3) -- final stage"
        }
      ]
    }