{
      "name": "ai-governance-credit-ai-conformity",
      "domain": "AI Governance",
      "title": "Credit-Scoring AI Conformity & FRIA",
      "description": "W-E. Credit-scoring conformity (art-05) -> risk-class confirmation (327) -> deployer FRIA (ART-66). The Annex III credit-scoring vertical end-to-end: the single most common high-risk financial AI use case. Decision-support draft.",
      "composer_url": "https://ainumbers.co/chaingraph/chains/ai-governance-credit-ai-conformity.html",
      "steps": [
        {
          "tool_id": "art-05-eu-ai-act-credit-scoring-conformity",
          "handoff": "conformity verdict (H1) feeds the risk-class mapper"
        },
        {
          "tool_id": "327-eu-ai-act-risk-class-mapper",
          "handoff": "risk class (H2) feeds the FRIA builder"
        },
        {
          "tool_id": "art-66-fria-postmarket-monitoring-builder",
          "handoff": "Exports composite credit-conformity artifact with execution_hash (H3) -- final stage"
        }
      ]
    }