Fair-Lending & AI Bias Assessment

W-C. Fair-lending / bias assessment (452) -> the credit model under test (ml-02) -> subgroup/outlier performance anomaly (ml-01). Article 10 data-governance + non-discrimination evidence for a high-risk credit model.

OpenChainGraph · 3 Steps risk control Hash-Anchored §4 chain_depth:3 Client-Side · Zero PII

Chain Stages · 3 Steps

1 ROOT · D0 catalog

Fair Lending Ai Bias Assessment 452-fair-lending-ai-bias-assessment

bias findings (H1) feed the credit scorer

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2 D2 node

Credit Default Risk Scorer ml-02-credit-default-risk-scorer

model performance (H2) feeds the anomaly detector

MCP Call · score_credit_default_risk

{
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "name": "score_credit_default_risk",
    "arguments": {}
  },
  "id": 1
}

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3 TERMINAL · D3 node

Isolation Forest Transaction Anomaly Detector ml-01-isolation-forest

Exports composite fairness artifact with execution_hash (H3) -- final stage

MCP Call · detect_transaction_anomalies

{
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "name": "detect_transaction_anomalies",
    "arguments": {}
  },
  "id": 1
}