OpenChainGraph Suite · ART-402 · Debt Collection · Reg F 12 CFR 1006.14(b)

Reg F Call-Frequency Presumption Validator

Checks a declared debt-collection call log against the two Regulation F rebuttable presumptions: more than seven calls to a person on a single debt within any seven consecutive days (1006.14(b)(2)(i)), and a call within seven days after a telephone conversation on that debt (1006.14(b)(2)(ii)).

12 CFR 1006.14(b) Regulation F Collections Compliance Family
🔒 All checking runs locally in your browser. No data is transmitted. Do not enter real consumer data — use synthetic or anonymised inputs only.
⚠ PRESUMPTION NOTE: 1006.14(b)(2)(i)/(ii) presumptions are REBUTTABLE (1006.14(b)(3)). This tool attests the count/interval math over the declared call log — it is not a determination that harassment occurred and does not evaluate any rebuttal evidence.
Call log
Per-debt findings
Execution Hash (SHA-256)







  

    
Ask your agent

    
  

  
Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

  
Run the AINumbers MCP tool `validate_regf_call_frequency`. Task: Check a declared debt-collection call log against the two 12 CFR 1006.14(b) Regulation F rebuttable presumptions: more than seven telephone calls to a person on a single debt within any seven consecutive days, and a call placed within seven days after a telephone conversation with that person on that debt.
Call it with arguments: {"policy_parameters":{"inputs":{"timezone_offset_minutes":0,"calls":[{"timestamp":"2026-07-01T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-02T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-03T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-04T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-05T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-06T09:00:00Z","debt_id":"DEBT-1","connected":false},{"timestamp":"2026-07-07T09:00:00Z","debt_id":"DEBT-1","connected":false}]}}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-402-validate-regf-call-frequency.html#p=v1.H4sIAAAAAAAA_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