Debt Service Coverage Ratio and Interest Coverage Ratio suite: Basic/Cash/FCF DSCR, Fixed Charge Coverage Ratio, EBIT/EBITDA-basis ICR, and Net/Gross Leverage, evaluated against a published lender threshold matrix. Provable version of tools/438-dscr-interest-coverage-calculator.html.
| Lender Category | DSCR Min | ICR Min | Meets |
|---|
Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.
Run the AINumbers MCP tool `compute_dscr`. Task: Debt Service Coverage Ratio and Interest Coverage Ratio suite: Basic/Cash/FCF DSCR, Fixed Charge Coverage Ratio (FCCR), EBIT- and EBITDA-basis ICR, and Net/Gross Leverage, evaluated against a published lender threshold matrix (investment grade, leveraged loan, CRE, infrastructure, SME/mid-market).
Call it with arguments: {"policy_parameters":{"ebitda_musd":30,"ebit_musd":22,"interest_musd":6,"principal_musd":5,"leases_musd":2,"capex_musd":6,"taxes_musd":5,"working_capital_change_musd":1.5,"amortization_musd":5,"revolver_draw_musd":0,"total_debt_musd":80,"cash_musd":12}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-363-compute-dscr.html#p=v1.H4sIAAAAAAAA_wHnABj_eyJlYml0ZGFfbXVzZCI6MzAsImViaXRfbXVzZCI6MjIsImludGVyZXN0X211c2QiOjYsInByaW5jaXBhbF9tdXNkIjo1LCJsZWFzZXNfbXVzZCI6MiwiY2FwZXhfbXVzZCI6NiwidGF4ZXNfbXVzZCI6NSwid29ya2luZ19jYXBpdGFsX2NoYW5nZV9tdXNkIjoxLjUsImFtb3J0aXphdGlvbl9tdXNkIjo1LCJyZXZvbHZlcl9kcmF3X211c2QiOjAsInRvdGFsX2RlYnRfbXVzZCI6ODAsImNhc2hfbXVzZCI6MTJ9ktCUjOcAAAA