Risk-Adjusted Return on Capital loan pricing per Basel II BCBS 128 (2006) / Basel III BCBS 189 (2010), a simplified public approximation of the IRB economic-capital formula (single-factor Vasicek model at 99.9% confidence) or the SA risk-weight bucket table. Returns RAROC versus hurdle rate, the net income waterfall, and the break-even spread. Provable version of tools/437-raroc-loan-pricing.html and tools/203-raroc-loan-pricing-model.html.
Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.
Run the AINumbers MCP tool `compute_raroc_loan_price`. Task: Risk-Adjusted Return on Capital (RAROC) loan pricing per Basel II BCBS 128 (2006) / Basel III BCBS 189 (2010) simplified public approximation of the IRB economic-capital formula (single-factor Vasicek model at 99.9% confidence, or the SA risk-weight bucket table).
Call it with arguments: {"policy_parameters":{"ead_musd":50,"tenor_years":5,"margin_bps":250,"benchmark_rate_pct":5.25,"arrangement_fee_bps":50,"commitment_fee_bps":30,"utilization_pct":85,"pd_pct":0.18,"lgd_pct":40,"capital_approach":"airb","capital_buffer_bps":300,"hurdle_rate_pct":12,"cost_of_funds_pct":4.8,"operating_cost_kusd":100,"tax_rate_pct":25}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-362-compute-raroc-loan-price.html#p=v1.H4sIAAAAAAAA_wE3Acj-eyJlYWRfbXVzZCI6NTAsInRlbm9yX3llYXJzIjo1LCJtYXJnaW5fYnBzIjoyNTAsImJlbmNobWFya19yYXRlX3BjdCI6NS4yNSwiYXJyYW5nZW1lbnRfZmVlX2JwcyI6NTAsImNvbW1pdG1lbnRfZmVlX2JwcyI6MzAsInV0aWxpemF0aW9uX3BjdCI6ODUsInBkX3BjdCI6MC4xOCwibGdkX3BjdCI6NDAsImNhcGl0YWxfYXBwcm9hY2giOiJhaXJiIiwiY2FwaXRhbF9idWZmZXJfYnBzIjozMDAsImh1cmRsZV9yYXRlX3BjdCI6MTIsImNvc3Rfb2ZfZnVuZHNfcGN0Ijo0LjgsIm9wZXJhdGluZ19jb3N0X2t1c2QiOjEwMCwidGF4X3JhdGVfcGN0IjoyNX1PBSMzNwEAAA