OpenChainGraph Suite · ART-216 · US Mortgage Compliance

TRID Fee Tolerance and Cure

TRID fee tolerance analysis per Reg Z §1026.19(e)(3). Classifies closing fees into zero-tolerance, ten-percent cumulative, and no-tolerance-limit buckets. Computes the cure amount required to remediate any violation.

Reg Z §1026.19(e)(3) TRID Zero Tolerance 10% Bucket
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Fee Comparison (Loan Estimate vs Closing Disclosure)
Enter fees as they appear on the Loan Estimate and Closing Disclosure. Assign each fee to its tolerance bucket per regulatory classification. Changed-circumstance fees should be excluded before entry.
Fee name
Bucket
LE Amount ($)
CD Amount ($)
Tolerance Analysis Result
Fee-by-Fee Analysis
Execution Hash (SHA-256)







  

    
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Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

  
Run the AINumbers MCP tool `compute_trid_tolerance_cure`. Task: TRID fee tolerance analysis and cure calculation per Reg Z §1026.19(e)(3).
Call it with arguments: {"policy_parameters":{"fees":[{"name":"origination_fee","bucket":"zero_tolerance","le_amount":1500,"cd_amount":1500},{"name":"appraisal","bucket":"ten_pct_cumulative","le_amount":600,"cd_amount":640},{"name":"title_service","bucket":"ten_pct_cumulative","le_amount":1200,"cd_amount":1250},{"name":"hazard_insurance","bucket":"no_tolerance_limit","le_amount":900,"cd_amount":1100}]}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-216-trid-tolerance-cure.html#p=v1.H4sIAAAAAAAA_wFoAZf-eyJmZWVzIjpbeyJuYW1lIjoib3JpZ2luYXRpb25fZmVlIiwiYnVja2V0IjoiemVyb190b2xlcmFuY2UiLCJsZV9hbW91bnQiOjE1MDAsImNkX2Ftb3VudCI6MTUwMH0seyJuYW1lIjoiYXBwcmFpc2FsIiwiYnVja2V0IjoidGVuX3BjdF9jdW11bGF0aXZlIiwibGVfYW1vdW50Ijo2MDAsImNkX2Ftb3VudCI6NjQwfSx7Im5hbWUiOiJ0aXRsZV9zZXJ2aWNlIiwiYnVja2V0IjoidGVuX3BjdF9jdW11bGF0aXZlIiwibGVfYW1vdW50IjoxMjAwLCJjZF9hbW91bnQiOjEyNTB9LHsibmFtZSI6ImhhemFyZF9pbnN1cmFuY2UiLCJidWNrZXQiOiJub190b2xlcmFuY2VfbGltaXQiLCJsZV9hbW91bnQiOjkwMCwiY2RfYW1vdW50IjoxMTAwfV191NC0m2gBAAA